78780 Territorial Rd, Lorane, OR 97451 Property Records

Lane County property record for 78780 Territorial Rd, Lorane, OR 97451

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,232 sqft · built 1930
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Tax Bill	$3,640 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-05-25-00-01300-000`

Property Details

APN / Parcel Number

Primary APN	`20-05-25-00-01300-000`
Alternative APN	`0924751`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,232 sqft Finished Area
1st Floor Area	1,256 sqft
2nd Floor Area	360 sqft
Attic Area	616 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Type	Attached
Garage Area	1,232 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	0924751
Street Address	78780 TERRITORIAL RD
City	LORANE
State	OR
Zip	97451-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5-RURAL RES. (5 AC MIN)
Legal Description	SEC/TWN/RNG/MER:SEC 25 TWN 20 RNG 05
Legal Range	05W
Legal Township	20S
Legal Section	25
Legal Lot Number	1300
Jurisdiction	LANE OR
Township / Civil Division	UPPER SIUSLAW RIVER
Census Block Group	2
Census Block	2067
Census Tract	800

Owner

Source: Lane County assessment roll, as of September 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78780 TERRITORIAL RD, LORANE, OR 97451-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Mar 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 30, 2006
Transfer Doc	0000086163
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	78780 TERRITORIAL RD, LORANE, OR 97451-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001624
Date	Jan 15, 2019
Instrument	2019-001624

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	78780 TERRITORIAL RD, LORANE, OR 97451-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012800
Date	Mar 13, 2020
Instrument	2020-012800

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Crow-Applegate-Lorane Sd 66 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,640.00 (+5.84%)	$276,870 (+6.09%)	$588,643 (-5.39%) Land $88,417 Building $500,226
2023	$3,439.00 (+3.46%)	$260,977 (+3%)	$622,153 (-1.5%) Land $80,113 Building $542,040
2022	$3,324.00	$253,376	$631,615 Land $86,650 Building $544,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Douglas Electric Cooperative Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Territorial Rd

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