7880 Albain Rd, Ida, MI 48140 Property Records

Monroe County property record for 7880 Albain Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1948
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on File
Last Sale	$183,650 (Jul 2017)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`08-002-046-09`

Property Details

APN / Parcel Number

Primary APN	`08-002-046-09`
Alternative APN	`580800204609`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	956 sqft
Basement Area	907 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7880 ALBAIN RD
City	IDA
State	MI
Zip	48140-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2017R15036 2012R29337 2009R20897 2009R20896 1785/627 SW 1/4 OF SEC 2 T7S R7E 1.51 AC COM AT A PNT ON S LI OF SEC 2 BEING
Legal Range	07E
Legal Township	07S
Legal Section	02
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1019
Census Tract	832800

Owner

7880 Albain Rd is owned by an individual who bought it in July 2017.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 213, IDA, MI 48140-0213
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 11, 2020	Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG
Jul 20, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017 · Amount on File
Deed Sale	Jul 21, 2017 · Amount on File
Prior Sale	Dec 20, 2012 · Amount on File
Deed Document Number	201715036
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	0000020897
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7880 ALBAIN RD, IDA, MI 48140-9757
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7880 ALBAIN RD, IDA, MI 48140-9757

Mortgage

Document Number	0000002375
Date	Jan 26, 2021
Instrument	2021R02375

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7880 ALBAIN RD, IDA, MI 48140-9757
Document Number	0000027253
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7880 ALBAIN RD IDA MI 481409757, IDA, MI 48140-9757

Mortgage

Document Number	0000027253
Date	Dec 16, 2020
Instrument	27253

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 20, 2017
Property Address	7880 ALBAIN RD, IDA, MI 48140-9757
Document Number	0000015036
Instrument Date	Jul 19, 2017
Instrument	15036
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,582.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11030 LEWIS AVE TEMPERANCE MI 481829620, TEMPERANCE, MI 48182-9620

Mortgage

Document Number	15037
Date	Jul 20, 2017
Instrument	15037

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7880 Albain Rd was $3,017.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,300 Land $88,300	$176,600 Land $176,600
2025	$3,017.00
2023	$1,354.00	$60,500	$121,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7880 Albain Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7880 Albain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 35
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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