7621 Albain Rd, Ida, MI 48140 Property Records

Monroe County property record for 7621 Albain Rd, Ida, MI 48140

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,679 sqft · built 1835
Lot Size	1.33 acres (57,935 sqft)
Owner	Individual Name on Record
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-011-005-10`

Property Details

APN / Parcel Number

Primary APN	`08-011-005-10`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,679 sqft Living Area
1st Floor Area	1,803 sqft
Basement Area	767 sqft

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Exterior Material	Brick
Lot Area	57,935 sqft (1.33 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7621 ALBAIN RD
City	IDA
State	MI
Zip	48140-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-1
Legal Description	2008R19692 834-625 SEC 11 T7S R7E 1.33 AC COM AT A PT ON N LI OF SEC 11 661.37 FT N 89 DEG 23'W FR NE COR OF W 1/2 OF NE 1/4
Legal Range	07E
Legal Township	07S
Legal Section	11
Jurisdiction	MONROE MI
Township / Civil Division	IDA
Census Block Group	1
Census Block	1020
Census Tract	832800

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7621 ALBAIN RD, IDA, MI 48140-9757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 21, 2017	Deed of Trust, Mortgage MONROE COUNTY COMMUNITY CU
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 3, 2026
Property Address	7621 ALBAIN RD, IDA, MI 48140-9757
Document Number	0000005152
Instrument Date	Mar 30, 2026
Instrument	20265152
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 ALBAIN RD, IDA, MI 48140-9757

Mortgage

Document Number	0000005152,
Date	Apr 3, 2026
Instrument	20265152

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7621 ALBAIN RD, IDA, MI 48140-9757
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7621 ALBAIN RD, IDA, MI 48140-9757

Mortgage

Document Number	0000008926
Date	Jun 12, 2023
Instrument	2023R08926

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7621 ALBAIN RD, IDA, MI 48140-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003193
Date	Feb 21, 2017
Instrument	2017R03193

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Jan 23, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	7621 ALBAIN RD, IDA, MI 48140-9757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016624
Date	Sep 30, 2019
Instrument	2019R16624

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 11, 2044

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ida Township
Unified School District	Ida Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$118,600 (+59.84%) Land $118,600	$237,200 (+59.84%) Land $237,200
2025	$1,797.00 (+30.41%) Homeowner's exemption
2023	$1,378.00 Homeowner's exemption	$74,200	$148,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
D&P Communications Fiber	4,000 / 4,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: MetaLINK Technologies, Spectrum.

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