788 N Main St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 788 N Main St, Mount Pleasant, NC 28124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,211 sqft · built 2012
Lot Size	0.521 acres (22,695 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Oct 2025)
Tax Bill	$3,701 (2025)
Deeds & Mortgages	Oct 2025 Sale May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5670 26 2103`

Property Details

APN / Parcel Number

Primary APN	`5670 26 2103`
Alternative APNs	`08037 0005.000000` `56701670370000` `5670 26 2009` `108911` `96807`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,211 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,404 sqft
Upper Floors Area	807 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Asbestos
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	22,695 sqft (0.521 acres)
Lot Dimensions	1,215 ft deep x 159 ft wide
Driveway	Driveway
Driveway Area	1,360 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	351 sqft
Deck Area	180 sqft
Patio Area	180 sqft
Fence	Fence
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	96807
Old Parcel Number	56701670370000
Street Address	788 N MAIN ST
City	MT PLEASANT
State	NC
Zip	28124-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 2 PLAT FOR 788 N MAIN ST
Legal Subdivision	MT PLEASANT NORTH
Legal Lot Number	2
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	41701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District (Additional Documentation) listed 1986 · 239 contributing resources · NRIS 86001050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

788 N Main St is owned and occupied by an individual who bought it in October 2025.

Source: Cabarrus County records, as of October 24, 2025

Owner of Record	Individual Name on File
Mailing Address	788 N MAIN ST, MOUNT PLEASANT, NC 28124-8612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer
May 23, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	May 23, 2023 · Amount on File
Deed Document Number	0017672140
Deed Book / Page	17672 / 140
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 16, 2025
Property Address	788 N MAIN ST, MT PLEASANT, NC 28124-8612
Document Number	0017672140
Book / Page	17672 / 140
Map Reference	MB 93 PG 98
Instrument Date	Oct 16, 2025
Transaction Type	Transfer
Record Updated	Oct 27, 2025

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3198 HAHN SCOTT RD, MOUNT PLEASANT, NC 28124-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 N MAIN ST, MOUNT PLEASANT, NC 28124-8612

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 23, 2023
Property Address	788 N MAIN ST, MT PLEASANT, NC 28124-8612
Document Number	0016497321
Book / Page	16497 / 321
Map Reference	MB 93 PG 98
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$799.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1654 WILD TURKEY LN, CONCORD, NC 28025-9000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 N MAIN ST, MOUNT PLEASANT, NC 28124-8612

Mortgage

Document Number	0164970323
Date	May 23, 2023
Instrument	16497-0323

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

Tax Assessment & Valuation

The 2025 property tax bill for 788 N Main St was $3,701.

Source: Cabarrus County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Mount Pleasant Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,701.00	$383,160 Land $62,000 Building $321,160
2024			$383,160 (+33.14%) Land $62,000 Building $321,160
2023		$287,790 Land $25,000 Building $262,790	$287,790 Land $25,000 Building $262,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 788 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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