770 N Main St, Mount Pleasant, NC 28124 Property Records

Cabarrus County property record for 770 N Main St, Mount Pleasant, NC 28124

Property Summary

Property Type	Historical Building
Details	4 bd · 1.5 ba · 3,375 sqft · built 1900
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Individual Names on File
Last Sale	$114,000 (Jul 1998)
Tax Bill	$2,379 (2023)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5670 26 1297`

Property Details

APN / Parcel Number

Primary APN	`5670 26 1297`
Alternative APNs	`08037 0004.000000` `4442300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,375 sqft Total Area
1st Floor Area	1,731 sqft
Upper Floors Area	855 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,106 sqft (0.76 acres)
Lot Dimensions	279 ft deep x 119 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	573 sqft
Storage Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4442300
Street Address	770 N MAIN ST
City	MOUNT PLEASANT
State	NC
Zip	28124-8612
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM
Legal Description	W/S NORTH MAIN ST
Legal Subdivision	MT PLEASANT NORTH
Jurisdiction	CABARRUS NC
Township / Civil Division	8, MOUNT PLEASANT
Census Block Group	1
Census Block	1000
Census Tract	41701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mount Pleasant Historic District (Additional Documentation) listed 1986 · 239 contributing resources · NRIS 86001050

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

770 N Main St, a historical building, is owned by two individuals who bought it in July 1998.

Source: Cabarrus County records, as of October 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 415, MOUNT PLEASANT, NC 28124-0415
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Aug 25, 2021	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 1998 · Amount on File
Deed Sale	Jul 24, 1998 · Amount on File
Deed Book / Page	2245 / 136
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Sep 30, 2026
Property Address	770 N MAIN ST, MOUNT PLEASANT, NC 28124-8612
Document Number	0000023085
Book / Page	18189 / 27
Instrument Date	Sep 21, 2026
Instrument	202623085
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 N MAIN ST, MOUNT PLEASANT, NC 28124-8612

Mortgage

Document Number	0000023085,
Date	Sep 30, 2026
Book Page	18189/27
Instrument	202623085

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	770 N MAIN ST, MT PLEASANT, NC 28124-8612
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15439176
Date	Aug 25, 2021
Book Page	15439/176

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	770 N MAIN ST, MT PLEASANT, NC 28124-8612
Document Number	13952284
Instrument Date	Dec 5, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	770 N MAIN ST MOUNT PLEASANT NC 281248612, MOUNT PLEASANT, NC 28124-8612

Mortgage

Document Number	13952284
Date	Jan 16, 2020
Book Page	013952/000284
Instrument	1564

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Mount Pleasant Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,290 Land $62,000 Building $226,290
2024			$288,290 (+50.87%) Land $62,000 Building $226,290
2023	$2,379.00 Additional exemption filed	$191,090 Land $30,000 Building $161,090	$191,090 Land $30,000 Building $161,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 770 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 N Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	Organic carbon removal Apr 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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