Middlesex County and Wakefield Town property record for 788 Main St, Wakefield, MA 01880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.224 acres (9,749 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $429,000 (Jul 2019) |
| Tax Bill | $6,099 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Feb 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40686 |
| Primary APN | 40686 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,544 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,749 sqft (0.224 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 40686 |
|---|---|
| Street Address | 788 MAIN ST |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Block | 28 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 335301 |
788 Main St is owned and occupied by two individuals who bought it in July 2019.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROSS MORTGAGE COMPANY INC |
| Feb 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL |
| Jul 2, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARVARD UNIVERSITY CREDIT UNION |
| Jun 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CROWD LNDG FUND |
| Oct 25, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage CROWD LNDG FUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2019 · Amount on File |
| Deed Sale | Jul 2, 2019 · Amount on File |
| Prior Sale | Apr 30, 2015 · Amount on File |
| Deed Document Number | 201993926 |
| Deed Book / Page | 72873 / 359 |
| Prior Transfer Date | Jul 1, 2019 |
| Prior Transfer Doc | 72873-359 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 079298-101 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 79298/101 |
| Instrument | 264246 |
| Name | ROSS MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 313 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70656-286 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 70656/286 |
| Instrument | 24878 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Jul 2, 2019 |
| Property Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Document Number | 72873-359 |
| Book / Page | 72873 / 359 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 93926 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Document Number | 93927 |
|---|---|
| Date | Jul 2, 2019 |
| Instrument | 93927 |
| Name | HARVARD UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Document Number | 72758-554 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 788 MAIN ST WAKEFIELD MA 018803941, WAKEFIELD, MA 01880-3941 |
| Document Number | 72758-554 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 072758/000554 |
| Instrument | 80953 |
| Name | CROWD LNDG FUND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Recording Date | Oct 25, 2018 |
| Property Address | 788 MAIN ST, WAKEFIELD, MA 01880-3941 |
| Document Number | 71791-108 |
| Book / Page | 071791 / 000108 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 163989 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 788 MAIN ST WAKEFIELD MA 018803941, WAKEFIELD, MA 01880-3941 |
| Document Number | 71791-111 |
|---|---|
| Date | Oct 25, 2018 |
| Book Page | 071791/000111 |
| Instrument | 163990 |
| Name | CROWD LNDG FUND |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 788 Main St was $6,099, up 0.8% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,099.00 (+0.83%) | $537,400 (-0.06%) Land $308,800 Building $228,600 | $603,155 (-0.31%) |
| 2024 | $6,049.00 (+5.59%) | $537,700 (+10.09%) Land $305,800 Building $231,900 | $605,055 |
| 2023 | $5,729.00 | $488,400 Land $277,700 Building $210,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 788 Main St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 32 (1979–2010) |
| Claims Outside the SFHA | 4 of 32 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 788 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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