786 Main St, Wakefield, MA 01880 Property Records

Middlesex County and Wakefield Town property record for 786 Main St, Wakefield, MA 01880

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,190 sqft · built 1932
Lot Size0.221 acres (9,618 sqft)
OwnerIndividual Name on File
Last Sale$580,000 (Jun 2023)
Tax Bill$6,292 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN40678

Property Details

APN / Parcel Number

Primary APN40678
Alternative APN
  • WAKE M:000020 B:0027 P:000G12

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,190 sqft Living Area
Gross Area4,176 sqft
Basement Area575 sqft
Unfinished Basement575 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,618 sqft (0.221 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number40678
Street Address786 MAIN ST
CityWAKEFIELD
StateMA
Zip01880-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGR
Legal Block27
JurisdictionWAKEFIELD MA
Township / Civil DivisionWAKEFIELD
Census Block Group1
Census Block1014
Census Tract335301

Owner

Source: Middlesex County and Wakefield Town assessment roll, APN 40678, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address786 MAIN ST, WAKEFIELD, MA 01880-3941
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2023Quit Claim Deed, Transfer · Stand-Alone First Mortgage
WASHINGTON TRUST MORTGAGE CO
Feb 09, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 16, 2023 · Amount on Record
Deed SaleJun 16, 2023 · Amount on Record
Prior SaleJun 06, 2005 · Amount on Record
Deed Document Number202365324
Deed Book / Page81668 / 195
Record UpdatedSep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAKEFIELD MA
Recording DateJun 16, 2023
Property Address786 MAIN ST, WAKEFIELD, MA 01880-3941
Document Number081668-195
Book / Page81668 / 195
Instrument DateJun 16, 2023
Instrument65324
Transaction TypeTransfer
Record UpdatedJul 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 MAIN ST, WAKEFIELD, MA 01880-3941

Mortgage

Document Number0000065325
DateJun 16, 2023
Instrument65325
Lender
NameWASHINGTON TRUST MORTGAGE CO
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAKEFIELD MA
Property Address786 MAIN ST, WAKEFIELD, MA 01880-3941
Document Number72254-31
Instrument DateFeb 09, 2019
Transaction TypeMortgage
Record UpdatedMar 12, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address786 MAIN ST WAKEFIELD MA 018803941, WAKEFIELD, MA 01880-3941

Mortgage

Document Number72254-31
DateFeb 22, 2019
Book Page072254/000031
Instrument21997
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 21, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Wakefield Town assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionWakefield Town
Unified School DistrictWakefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,292.00 (-4.13%)$554,400 (-4.97%) Land $307,800 Building $246,600$643,435 (+5.06%)
2024$6,563.00 (+5.58%)$583,400 (+10.1%) Land $304,700 Building $278,700$612,465
2023$6,216.00$529,900 Land $276,800 Building $253,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173353011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims32 (1979–2010)
Claims Outside the SFHA4 of 32
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 6 claims
  • Severe Storms And Flooding, May 2006 · 6 claims
  • Flooding, Apr 2004 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 225 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Radiate Holdings
Cable
1,500 / 50
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MA3305000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWAKEFIELD WATER DEPT
serves 27,090 people
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

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