Sumner County property record for 784 E Main St, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,211 sqft · built 1945 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Owner Name on File |
| Last Sale | $170,000 (May 2014) |
| Tax Bill | $1,694 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083113L C 03200 |
| Primary APN | 083113L C 03200 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,211 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Upper Floors Area | 1,550 sqft |
| Basement Area | 1,420 sqft |
| Unfinished Basement | 1,420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Driveway | Driveway |
| Driveway Area | 2,772 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Enclosed Porch |
| Porch Area | 187 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 784 E MAIN ST |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-2405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT: 116 PAGE: 60 BLOCK: B LOT: LIST SUBD: WOODLAWN ESTATES |
| Legal Subdivision | WOODLAWN ESTATES |
| Legal Block | B |
| Legal Lot Number | IST |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20700 |
Source: Sumner County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 784 E MAIN ST, GALLATIN, TN 37066-2405 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF TENNESSEE |
| Last Sale | May 27, 2014 · Amount on Record |
|---|---|
| Deed Sale | May 27, 2014 · Amount on Record |
| Deed Document Number | 1085767 |
| Deed Book / Page | 3947 / 493 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 784 E MAIN ST, GALLATIN, TN 37066-2405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045880575 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 4588/575 |
| Instrument | 1205043 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 784 E MAIN ST, GALLATIN, TN 37066-2405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049930839 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 4993/839 |
| Instrument | 1277127 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 784 E MAIN ST, GALLATIN, TN 37066-2405 |
| Document Number | 0052340274 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | RUDY TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 784 E MAIN ST GALLATIN TN 370662405, GALLATIN, TN 37066-2405 |
| Document Number | 0052340274 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | 005234/000274 |
| Instrument | 1313686 |
| Name | BANK OF TENNESSEE |
|---|---|
| Type | Bank |
| Address | KINGSPORT, TN 37660 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,694.00 (-22.4%) | $119,200 (+66.6%) Land $22,500 Building $96,700 | |
| 2024 | $476,800 (+66.6%) Land $90,000 Building $386,800 | ||
| 2023 | $2,183.00 (-0.32%) | $71,550 (-) Land $20,000 Building $51,550 | |
| 2022 | $2,190.00 | $71,550 Land $20,000 Building $51,550 | |
| 2021 | $286,200 Land $80,000 Building $206,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2016–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2024 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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