788 E Dorchester Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 788 E Dorchester Dr, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,104 sqft · built 2017
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Individual Names on File
Last Sale	$897,000 (Jul 2025)
Tax Bill	$10,939 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Apr 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249014-0150`

Property Details

APN / Parcel Number

Primary APN	`249014-0150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	3,104 sqft Living Area
Gross Area	4,404 sqft
1st Floor Area	3,104 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,552 sqft (0.38 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	592 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	788 E DORCHESTER DR
City	SAINT JOHNS
State	FL
Zip	32259-6287
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/74-87 PLANTATION ESTATES AT JULINGTON CREEK PLANTATION PARCEL 82 PHASE 2 LOT 15 OR6194/1418
Legal Range	27E
Legal Township	04S
Legal Section	27
Legal Subdivision	PLANTATION ESTATES AT JULINGTON CREEK PL
Legal Phase	2
Legal Block	2
Legal Lot Number	15
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	2
Census Block	2000
Census Tract	20801

Owner

788 E Dorchester Dr is owned and occupied by two individuals who bought it in July 2025.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	788 E DORCHESTER DR, SAINT JOHNS, FL 32259-6287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Apr 4, 2023	Warranty Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Jul 20, 2017	Warranty Deed, Subdivision Related Transfer SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2025 · Amount on File
Deed Sale	Jul 31, 2025 · Amount on File
Prior Sale	Apr 4, 2023 · Amount on File
Deed Document Number	202561528
Deed Book / Page	6194 / 1418
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	788 E DORCHESTER DR, SAINT JOHNS, FL 32259-6287
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 E DORCHESTER DR B, B, SAINT JOHNS, FL 32259-6287

Mortgage

Document Number	0056710827
Date	Nov 30, 2022
Book Page	5671/827
Instrument	2022108208

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	HALLETT, OK 74034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 4, 2023
Property Address	788 E DORCHESTER DR, SAINT JOHNS, FL 32259-6287
Document Number	0057341103
Book / Page	5734 / 1103
Map Reference	MB 54 PG 74-87
Instrument Date	Mar 31, 2023
Instrument	2023024988
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9 WATCHTOWER DR, ORMOND BEACH, FL 32176-2886

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	788 E DORCHESTER DR, SAINT JOHNS, FL 32259-6287

Mortgage

Document Number	0057341105
Date	Apr 4, 2023
Instrument	5734/1105

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Apr 1, 2024
Change Frequency	6 Months
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	Other
Margin	5
Max Rate	12.7%

July 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 20, 2017
Property Address	788 E DORCHESTER DR, SAINT JOHNS, FL 32259-6287
Document Number	0044070926
Book / Page	004407 / 000926
Instrument Date	Jul 18, 2017
Instrument	50046
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 7, 2017
Title Company	SOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

Amount	Amount on Record
Tax	$4,185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	788 E DORCHESTER DR ST JOHNS FL 322596287, ST JOHNS, FL 32259-6287

Tax Assessment & Valuation

The 2025 property tax bill for 788 E Dorchester Dr was $10,939, up 11.1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,919 (+2.3%) Land $220,000 Building $532,919	$752,919 (-0.8%) Land $220,000 Building $532,919
2025	$10,939.00 (+11.15%) Homeowner's exemption	$735,970 (+2.9%)	$759,019 (+6.12%) Land $220,000 Building $539,019
2024	$9,842.00 (-2.21%) Homeowner's exemption	$715,228 (+0.61%)	$715,228 (+0.61%) Land $215,000 Building $500,228
2023	$10,064.00 (+51.07%)	$710,903 (+48.17%)	$710,903 (+5.97%) Land $215,000 Building $495,903
2022	$6,662.00 Homeowner's exemption	$479,793	$670,883 Land $179,200 Building $491,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 788 E Dorchester Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 788 E Dorchester Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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