788 Charing Cross Rd, Baltimore, MD 21229 Property Records

Baltimore County property record for 788 Charing Cross Rd, Baltimore, MD 21229

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,416 sqft · built 1946
Lot Size0.073 acres (3,168 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Nov 2009)
Tax Bill$2,367 (2024)
Deeds & MortgagesDec 2021 Mortgage
Jul 2019 Loan Modification
APN01-0113855320

Property Details

APN / Parcel Number

Primary APN01-0113855320
Alternative APNs
  • 10113855320
  • 0113855320

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,416 sqft Living Area
1st Floor Area558 sqft
Basement Area300 sqft
Finished Basement300 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area3,168 sqft (0.073 acres)
Lot Dimensions108 ft deep x 27 ft wide
PorchOpen Porch
Porch Area152 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0113855320
Street Address788 CHARING CROSS RD
CityBALTIMORE
StateMD
Zip21229-1113
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionWEST HILLS
Legal SubdivisionWEST HILLS
Legal Block1
Legal Lot Number24
JurisdictionBALTIMORE MD
Township / Civil Division1
Census Block Group1
Census Block1002
Census Tract401302

Owner

Source: Baltimore County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address788 CHARING CROSS RD, BALTIMORE, MD 21229-1113
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 16, 2019Loan Modification, Mortgage · FHA Mortgage
MID-ISLAND MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2009 · Amount on File
Deed SaleNov 19, 2009 · Amount on File
Prior SaleJun 30, 1977 · Amount on File
Deed Document Number2009400317
Deed Book / Page28872 / 101
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address788 CHARING CROSS RD, BALTIMORE, MD 21229-1113
Transaction TypeMortgage
Record UpdatedDec 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address788 CHARING CROSS RD, BALTIMORE, MD 21229-1113

Mortgage

Document Number0459380403
DateDec 2, 2021
Book Page45938/403
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term332 Months
DueAug 1, 2049
Interest
Change Frequency6 Months
Index3-Year CMT

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBALTIMORE MD
Property Address788 CHARING CROSS RD, BALTIMORE, MD 21229-1113
Document Number0419040060
Instrument DateJul 16, 2019
Transaction TypeMortgage
Record UpdatedOct 8, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address788 CHARING CROSS RD BALTIMORE MD 212291113, BALTIMORE, MD 21229-1113

Mortgage

Document Number0419040060
DateSep 25, 2019
Book Page041904/000060
Lender
NameMID-ISLAND MTG
TypeMortgage Company
AddressWESTBURY, NY 11590
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 24, 2049
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$138,600 (-3.33%) Land $45,000 Building $93,600$138,600 (-5.65%) Land $45,000 Building $93,600
2024$2,367.00 (+106.54%)
2023$1,146.00 Homeowner's exemption$143,367$146,900 Land $45,000 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1984)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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