Baltimore County property record for 778 Charing Cross Rd, Baltimore, MD 21229
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,566 sqft · built 1942 |
| Lot Size | 0.068 acres (2,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600 (Jun 2017) |
| Tax Bill | $2,910 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Mar 2017 Mortgage + 1 more |
| APN | 01-0108002970 |
| Primary APN | 01-0108002970 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 558 sqft |
| Basement Area | 450 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 2,944 sqft (0.068 acres) |
| Porch | Slab |
| Porch Area | 168 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0108002970 |
|---|---|
| Street Address | 778 CHARING CROSS RD |
| City | BALTIMORE |
| State | MD |
| Zip | 21229-1113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | WEST HILLS |
| Legal Subdivision | WEST HILLS |
| Legal Block | E |
| Legal Lot Number | 19 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 401302 |
778 Charing Cross Rd, a townhouse, is owned and occupied by an individual who bought it in June 2017.
Source: Baltimore County records, as of July 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 778 CHARING CROSS RD, BALTIMORE, MD 21229-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| May 10, 2019 | Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2017 · Amount on File |
| Deed Sale | Jun 27, 2017 · Amount on File |
| Prior Sale | May 8, 2015 · Amount on File |
| Deed Book / Page | 39147 / 179 |
| Prior Transfer Date | Jan 20, 2016 |
| Prior Transfer Doc | 0373840396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 778 CHARING CROSS RD, BALTIMORE, MD 21229-1113 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 778 CHARING CROSS RD, BALTIMORE, MD 21229-1113 |
| Document Number | 0483610040 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 48361/40 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | 4802 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Nov 1, 2051 |
| Change Frequency | 7 Years |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 778 CHARING CROSS RD, BALTIMORE, MD 21229-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0387710155 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 0038771/155 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 778 CHARING CROSS RD, BALTIMORE, MD 21229-1113 |
| Document Number | 0415200474 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 778 CHARING CROSS RD BALTIMORE MD 212291113, BALTIMORE, MD 21229-1113 |
| Document Number | 0415200474 |
|---|---|
| Date | Jun 13, 2019 |
| Book Page | 041520/000474 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 778 Charing Cross Rd was $2,910 with a homeowner's exemption, up 2.6% from the year before.
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,910.00 (+2.61%) Homeowner's exemption | $177,200 Land $45,000 Building $132,200 | $177,200 Land $45,000 Building $132,200 |
| 2024 | $2,836.00 (+114.04%) | ||
| 2023 | $1,325.00 Homeowner's exemption | $182,800 | $188,000 Land $45,000 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 778 Charing Cross Rd; there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1984) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1984 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
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