Monroe County property record for 788 Bostwick Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,576 sqft · built 2018 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,200,000 (Jun 2023) |
| Tax Bill | $8,082 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00548670-000000 |
| Primary APN | 00548670-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,576 sqft Living Area |
| Attic | Attic |
| Attic Area | 1,160 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Carport |
| Garage Area | 1,160 sqft |
| Carport | Carport |
| Carport Area | 1,160 sqft |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1672157 |
|---|---|
| Street Address | 788 BOSTWICK DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LT 4 TWIN LAKES PB3-160 KEY LARGO OR403-862 OR801-1576 OR860-1123 OR1969-241 OR2122-330 OR2772-693 OR2908-1334CE OR3010-0133 OR3228-0657 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 14 |
| Legal Subdivision | TWIN LAKES |
| Legal Block | 6 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8301 SW 112TH ST, MIAMI, FL 33156-4318 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jul 12, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 25, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on Record |
| Deed Sale | Jun 2, 2023 · Amount on Record |
| Prior Sale | Feb 25, 2020 · Amount on Record |
| Deed Document Number | 20232420301 |
| Deed Book / Page | 3228 / 657 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 2, 2023 |
| Property Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Document Number | 0032280657 |
| Book / Page | 3228 / 657 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | May 24, 2023 |
| Instrument | 2420301 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9802 SW EASTBROOK CIR, PORT SAINT LUCIE, FL 34987-2430 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 8301 SW 112TH ST, MIAMI, FL 33156-4318 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 372681, KEY LARGO, FL 33037-7681 |
| Document Number | 0031832126 |
|---|---|
| Date | Jul 12, 2022 |
| Book Page | 3183/2126 |
| Instrument | 2383286 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Document Number | 0030522054 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 3052/2054 |
| Instrument | 2288062 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 25, 2020 |
| Property Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Document Number | 0030100133 |
| Book / Page | 3010 / 133 |
| Map Reference | MB 3 PG 160 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 2257071 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Title Company | CORAL REEF TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,130.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 788 BOSTWICK DR, KEY LARGO, FL 33037-2707 |
| Document Number | 0030100134 |
|---|---|
| Date | Feb 25, 2020 |
| Instrument | 3010/0134 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,082.00 (-6.91%) | $898,555 (+51.15%) Land $307,764 Building $590,791 | $898,555 (-2.12%) Land $307,764 Building $590,791 |
| 2024 | $8,682.00 (+68.84%) | ||
| 2023 | $5,142.00 (+5.98%) Homeowner's exemption | $594,463 (+3%) | $917,998 (+25.11%) Land $370,800 Building $547,198 |
| 2022 | $4,852.00 Homeowner's exemption | $577,149 | $733,776 Land $244,728 Building $489,048 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 281 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 299 units insured incl. 18 condo units |
| Nearby Flood Claims | 163 (1992–2024) |
| Claims Outside the SFHA | 3 of 163 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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