785 Bostwick Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 785 Bostwick Dr, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage1,770 sqft Living Area
Lot Size9,750 sqft (0.223 acres)
Last Sale$365,000 (2016)
Tax Bill$10,588.00 (2024)

Property Details

APN / Parcel Number

Primary APN00548510-000000
Alternative APNs
  • 14613900548510000000
  • 1671991

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,770 sqft Living Area
1st Floor1,661 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2018
Exterior MaterialOther Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypePile Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area9,750 sqft (0.223 acres)
Depth X Width130 ft x 75 ft Depth x Width

Exterior Amenities

FenceFence
Patio Area6 sqft Patio
PorchOpen Porch
Porch Area682 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number1671991
Old Parcel Number14613900548510000000
Street Address785 BOSTWICK DR
CityKEY LARGO
StateFL
Zip33037-2706
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 6 TWIN LAKES PB3-160 OR448-223 OR482-726D/C OR783-1563/71 OR1388-53/64EST OR1419-2448/56EST OR1428-397P/R
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionTWIN LAKES
Legal Block4
Legal Lot Number6
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup3
Census Block3000
Census Tract970400

Owner

Source: Monroe County records · APN 00548510-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13595 SW 106TH AVE, MIAMI, FL 33176-6037
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2022Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Jan 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL BANK CORPORATION
Dec 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST AMERICAN BANK
Nov 10, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CAPITAL BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 25, 2016 · Amount on Record
Deed SaleJul 25, 2016 · Amount on Record
Prior SaleOct 23, 2015 · Amount on Record
Deed Doc Number2084880
Deed Book / Page2807 / 1087
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address785 BOSTWICK DR, KEY LARGO, FL 33037-2706
Transaction TypeMortgage
Record UpdatedFeb 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0031950613
DateSep 22, 2022
Book Page3195/613
Instrument2392358
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address785 BOSTWICK DR, KEY LARGO, FL 33037-2706
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028370253
DateJan 31, 2017
Book Page2837/0253
Instrument2108728
Lender
NameCAPITAL BANK CORPORATION
TypeBank
AddressFORT MYERS, FL 33966
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 01, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address785 BOSTWICK DR, KEY LARGO, FL 33037-2706
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 BOSTWICK DR, KEY LARGO, FL 33037-2706

Mortgage

Document Number0030632175
DateDec 18, 2020
Book Page3063/2175
Instrument2295781
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

November 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address785 BOSTWICK DR, KEY LARGO, FL 33037-2706
Document Number0028800322
Instrument DateNov 10, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address785 BOSTWICK DR KEY LARGO FL 330372706, KEY LARGO, FL 33037-2706

Mortgage

Document Number0028800322
DateNov 21, 2017
Book Page002880/000322
Instrument2144499
Lender
NameCAPITAL BK
TypeBank
AddressFORT MYERS, FL 33966
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 20, 2047
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,338,896 (+116.65%) Land $922,740 Building $416,156$1,338,896 (+11.01%) Land $922,740 Building $416,156
2024$10,588.00 (+98.72%)
2023$5,328.00 (+6.01%) Homeowner's exemption$618,002 (+3%)$1,206,130 (+35.06%) Land $807,398 Building $398,732
2022$5,026.00 Homeowner's exemption$600,002$893,055 Land $487,988 Building $405,067

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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