78782 255th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 78782 255th St, Albert Lea, MN 56007

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,043 sqft · built 2017
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Tax Bill	$5,230 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13.013.0090`

Property Details

APN / Parcel Number

Primary APN	`13.013.0090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
Basement Area	1,532 sqft
Finished Basement	1,532 sqft
Unfinished Basement	2,043 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	104,544 sqft (2.4 acres)
Garage Type	Attached
Garage Area	1,145 sqft
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78782 255TH ST
City	ALBERT LEA
State	MN
Zip	56007-6833
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-13 TWP-103 RANGE-021 2.40 AC COM SE COR NE1/4 TH 935.95 FT ON S LN NE1/4 TH N 602.37 FT TH W 387.32 FT TH N 63.71 FT TH
Legal Range	21
Legal Township	103
Legal Section	13
Legal Subdivision	STR: E4S13T103NR21W
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1010
Census Tract	180700

Owner

Source: Freeborn County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78782 255TH ST, ALBERT LEA, MN 56007-6833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage KS STATE BANK
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78782 255TH ST, ALBERT LEA, MN 56007-6833
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A545009
Date	Oct 21, 2020
Instrument	A545009

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78782 255TH ST, ALBERT LEA, MN 56007-6833
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A532867
Date	Jun 19, 2018
Instrument	A532867

Lender

Name	KS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78782 255TH ST, ALBERT LEA, MN 56007-6833
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A529243
Date	Sep 28, 2017
Instrument	A529243

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2018

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,230.00 Homeowner's exemption	$567,700 (+31.11%) Land $58,500 Building $509,200	$567,700 (+31.11%) Land $58,500 Building $509,200
2025	$5,230.00 (+21.68%)
2023	$4,298.00 (+169.97%) Homeowner's exemption	$433,000 Land $58,500 Building $374,500	$433,000 Land $58,500 Building $374,500
2020	$1,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

May also be available: Frontier.

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