78320 255th St, Albert Lea, MN 56007 Property Records

Freeborn County property record for 78320 255th St, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,812 sqft · built 1977
Lot Size	2.81 acres (122,542 sqft)
Owner	Individual on Record
Tax Bill	$4,388 (2025)
Deeds & Mortgages	May 2020 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13.185.0030`

Property Details

APN / Parcel Number

Primary APN	`13.185.0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,816 sqft
Basement Area	1,362 sqft
Finished Basement	1,362 sqft
Unfinished Basement	1,812 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	122,542 sqft (2.81 acres)
Garage Type	Attached
Garage Area	704 sqft
Deck Area	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	78320 255TH ST
City	ALBERT LEA
State	MN
Zip	56007-6836
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-13 TWP-103 RANGE-021 JOHNSRUD SUBDIVISION LOT-01+ BLOCK-001 LOTS 1, 2 & 3 BLK 1 JOHNSRUD SUBD 13-103-21
Legal Range	21
Legal Township	103
Legal Section	13
Legal Subdivision	JOHNSRUD SUBDIVISION
Legal Block	1
Legal Lot Number	1-3
Jurisdiction	FREEBORN MN
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1010
Census Tract	180700

Owner

Source: Freeborn County assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	78320 255TH ST, ALBERT LEA, MN 56007-6836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78320 255TH ST, ALBERT LEA, MN 56007-6836
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A542378
Date	May 6, 2020
Instrument	A542378

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 28, 2030

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	78320 255TH ST, ALBERT LEA, MN 56007-6836
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A543161
Date	Jun 30, 2020
Instrument	A543161

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Freeborn County
County Subdivision	Bancroft Township
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,300 (+3.06%) Land $63,600 Building $310,700	$374,300 (+3.06%) Land $63,600 Building $310,700
2025	$4,388.00 (+24.94%)
2023	$3,512.00 (+12.28%) Homeowner's exemption	$363,200 Land $63,600 Building $299,600	$363,200 Land $63,600 Building $299,600
2020	$3,128.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Frontier DSL	10 / 1

May also be available: Verizon.

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