78710 Saint Thomas Dr, Bermuda Dunes (Indio), CA 92203 Property Records

Riverside County property record for 78710 Saint Thomas Dr, Bermuda Dunes, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 1983
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$535,000 (Jul 2021)
Tax Bill	$6,898 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`609-115-006`

Property Details

APN / Parcel Number

Primary APN	`609-115-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,980 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,980 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	78710 SAINT THOMAS DR
City	BERMUDA DUNES
State	CA
Zip	92203-1361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 23 MB 039/037 BERMUDA GOLF CLUB ESTATES 7
Legal Subdivision	BERMUDA GOLF CLUB ESTATES 7
Legal Lot Number	23
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1002
Census Tract	45214

Owner

78710 Saint Thomas Dr is owned and occupied by an individual who bought it in July 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Grant Deed, Transfer · Conventional Mortgage ADVANTAGEFIRST LENDING INC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
May 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jan 15, 2020	Quit Claim Deed, Transfer WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Jan 15, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2021 · Amount on File
Deed Sale	Jul 26, 2021 · Amount on File
Deed Document Number	2021445771
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0000020921
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 26, 2021
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Document Number	0000445771
Map Reference	MB 39 PG 37-39
Instrument Date	Jun 15, 2021
Instrument	2021-0445771
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361

Mortgage

Document Number	0000445772
Date	Jul 26, 2021
Instrument	2021-0445772

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361

Mortgage

Document Number	0000136639
Date	Mar 3, 2021
Instrument	2021-0136639

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186989
Date	May 10, 2017
Instrument	2017-0186989

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000145482
Date	Apr 29, 2019
Instrument	2019-0145482

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 15, 2020
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Document Number	0000020921
Instrument Date	Jan 9, 2020
Instrument	20921
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	78710 SAINT THOMAS DR BERMUDA DUNES CA 922031361, BERMUDA DUNES, CA 92203-1361

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 15, 2020
Property Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361
Document Number	0000020919
Map Reference	MB 39 PG 37-39
Instrument Date	Jan 9, 2020
Instrument	2020-0020919
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WFG NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	78710 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1361

Mortgage

Document Number	0000020920
Date	Jan 15, 2020
Instrument	2020-0020920

Lender

Name	UNITED AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 78710 Saint Thomas Dr was $6,898 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,099 (+2%) Land $40,590 Building $538,509
2025	$6,898.00 Homeowner's exemption	$567,745 Land $39,795 Building $527,950
2023	$6,628.00 (+2.02%) Homeowner's exemption	$545,700 Land $38,250 Building $507,450
2022	$6,497.00
2021			$473,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 78710 Saint Thomas Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Flash Flooding, Aug 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 78710 Saint Thomas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	COACHELLA VWD: COVE COMMUNITY
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Saint Thomas Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures