Riverside County property record for 78655 Saint Thomas Dr, Bermuda Dunes, CA 92203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,415 sqft · built 1979 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $380,000 (Dec 2004) |
| Tax Bill | $6,472 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 609-116-001 |
| Primary APN | 609-116-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,415 sqft Living Area |
| Gross Area | 3,114 sqft |
| 1st Floor Area | 2,415 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 477 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 78655 SAINT THOMAS DR |
|---|---|
| City | BERMUDA DUNES |
| State | CA |
| Zip | 92203-1358 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 82 MB 039/037 BERMUDA GOLF CLUB ESTATES 7 |
| Legal Subdivision | BERMUDA GOLF CLUB ESTATES 7 |
| Legal Lot Number | 82 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 45214 |
78655 Saint Thomas Dr is owned by a company that bought it in December 2004 and is owner-occupied.
Source: Riverside County records, as of August 26, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 78655 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1358 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Distribution, Transfer |
| Oct 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 28, 2004 · Amount on File |
| Deed Sale | Dec 28, 2004 · Amount on File |
| Prior Sale | May 28, 1999 · Amount on File |
| Deed Document Number | 20041025503 |
| Transfer Doc | 0000395519 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 14, 2025 |
| Property Address | 78655 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1358 |
| Document Number | 0000356902 |
| Map Reference | MB 42 PG 82-89 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025-0356902 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 78655 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1358 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 78655 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 78655 SAINT THOMAS DR, BERMUDA DUNES, CA 92203-1358 |
| Document Number | 0000629842 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-0629842 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 78655 Saint Thomas Dr was $6,472 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $540,254 (+2%) Land $135,055 Building $405,199 | ||
| 2025 | $6,472.00 Homeowner's exemption | $529,661 Land $132,407 Building $397,254 | |
| 2023 | $6,220.00 (+2.02%) Homeowner's exemption | $509,095 Land $127,266 Building $381,829 | |
| 2022 | $6,097.00 | ||
| 2021 | $509,670 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 78655 Saint Thomas Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2025) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Nov 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 78655 Saint Thomas Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYOMA DUNES MUTUAL WATER COMPANY private · serves 9,445 people · EPA ID CA3310051 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | COACHELLA VWD: COVE COMMUNITY |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
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