7870 Rosanna St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7870 Rosanna St, Gilroy, CA 95020

Property Summary

Property Type	Triplex
Details	2,382 sqft · built 1997
Lot Size	0.185 acres (8,067 sqft)
Owner	Trust Name on Record
Last Sale	$490,000 (Jan 2010)
Tax Bill	$7,857 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`799-01-057`

Property Details

APN / Parcel Number

Primary APN	`799-01-057`

Interior

Units	2 Units
Stories	1 Story
Building Area	2,382 sqft Total Area
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1997
Architectural Style	Other
Construction Type	Wood
Lot Area	8,067 sqft (0.185 acres)
Garage Type	Mixed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	7870 ROSANNA ST
City	GILROY
State	CA
Zip	95020-5041
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	R3
Legal Description	LOT 1 BOOK 654 PAGE 44
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2026
Census Tract	512604

Owner

Source: Santa Clara County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	7870 ROSANNA ST, GILROY, CA 95020-5041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Jan 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2010 · Amount on Record
Deed Sale	Jan 5, 2010 · Amount on Record
Prior Sale	Apr 6, 2015
Deed Document Number	0020564747
Last Transfer Date	Jan 17, 2019
Transfer Doc	0024099740
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7870 ROSANNA ST, GILROY, CA 95020-5041
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 ROSANNA ST, GILROY, CA 95020-5041

Mortgage

Document Number	0024930880
Date	Apr 22, 2021
Instrument	24930880

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 17, 2019
Property Address	7870 ROSANNA ST, GILROY, CA 95020-5041
Document Number	0024099740
Instrument Date	Dec 20, 2018
Instrument	24099740
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7870 ROSANNA ST GILROY CA 950205041, GILROY, CA 95020-5041

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,857.00 (+2.18%)	$632,491 (+4.04%) Land $219,434 Building $413,057
2023	$7,689.00 (+1.67%)	$607,932 Land $210,914 Building $397,018
2022	$7,563.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	7 (1982–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Rosanna St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures