Suwannee County property record for 7870 River Rd, Live Oak, FL 32060
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,008 sqft · built 2001 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2026) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | Jun 2026 Sale May 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02S-11E-11018-005010 |
| Primary APN | 14-02S-11E-11018-005010 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| 1st Floor Area | 1,907 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Composition/Composite |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7870 RIVER RD |
|---|---|
| City | LIVE OAK |
| State | FL |
| Zip | 32060-7772 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEG 5.00 ACRES N1/2 OF SW1/4 OF SW1/4 OF SW1/4 ORB 1954 P 339-40 SWD YR 2017 |
| Legal Range | 11E |
| Legal Township | 02S |
| Legal Section | 14 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | DOWLING PARK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 970304 |
Source: Suwannee County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5400 NW 39TH AVE, 187, GAINESVILLE, FL 32606-6962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer TITLE SERVICES, HERITAGE TITLE SERVICES OF NOR |
| May 30, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CAMPUS USA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2016 · Amount on Record |
| Deed Document Number | 20266874 |
| Deed Book / Page | 2711 / 64 |
| Prior Transfer Date | Jul 22, 2005 |
| Prior Transfer Doc | 0508154277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Jun 25, 2026 |
| Property Address | 7870 RIVER RD, LIVE OAK, FL 32060-7772 |
| Document Number | 0000006874 |
| Book / Page | 2711 / 64 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20266874 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | TITLE SERVICES, HERITAGE TITLE SERVICES OF NOR |
| Amount | Amount Recorded |
|---|---|
| Tax | $222,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 7870 RIVER RD, LIVE OAK, FL 32060-7772 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 506, LEE, FL 32059-0506 |
| Document Number | 0000266771 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 2443/38 |
| Instrument | 2023266771 |
| Name | CAMPUS USA CU |
|---|---|
| Type | Credit Union |
| Address | NEWBERRY, FL 32669 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2038 |
Source: Suwannee County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 (+12.96%) Veteran's exemption | $219,285 (+79.74%) Land $52,375 Building $166,910 | $219,285 (+13.42%) Land $52,375 Building $166,910 |
| 2024 | $355.00 | ||
| 2023 | $355.00 | $122,004 (+3%) | $193,335 (+31.84%) Land $39,750 Building $153,585 |
| 2022 | $118,450 | $146,645 Land $34,500 Building $112,145 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
| Windstream DSL | 200 / 20 |
5G and 4G LTE (outdoors only)
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