7656 River Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 7656 River Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,895 sqft · built 1983
Lot Size15 acres (653,400 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Nov 2021)
Tax Bill$3,128 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN14-02S-11E-11017-004000

Property Details

APN / Parcel Number

Primary APN14-02S-11E-11017-004000
Alternative APN
  • 11017004000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,895 sqft Living Area
1st Floor Area2,189 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2020
Exterior MaterialAsbestos
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area653,400 sqft (15 acres)

Exterior Amenities

Patio Area444 sqft
Greenhouse96 sqft
Pole Barn648 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address7656 RIVER RD
CityLIVE OAK
StateFL
Zip32060-7759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 13.78 ACRES BEG AT NW COR OF NW1/4 OF SW1/4 & RUN S 398 FT THENCE E 593.51 FT TO POB CONT E 399.49 FT S 455.65 FT W 956 FT N 273 FT E 291 RUN N 16.93 FT RUN E 265.51 FT RUN N 165.72 FT TO POB & FOR PT OF REF COM AT THE NW COR OF NW1/4 OF SW1/4 RU
Legal Range11E
Legal Township02S
Legal Section14
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group1
Census Block1040
Census Tract970304

Owner

Source: Suwannee County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7656 RIVER RD, LIVE OAK, FL 32060-7759
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2021Warranty Deed, Transfer · Conventional Mortgage
HAMILTON HOME LOANS INC
Nov 23, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2021 · Amount on Record
Deed SaleNov 23, 2021 · Amount on Record
Prior SaleNov 23, 2021 · Amount on Record
Deed Document Number2021245784
Deed Book / Page2314 / 308
Record UpdatedOct 29, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 23, 2021
Property Address7656 RIVER RD, LIVE OAK, FL 32060-7759
Document Number0000245784
Book / Page2314 / 308
Instrument DateNov 22, 2021
Instrument2021245784
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address7656 RIVER RD, LIVE OAK, FL 32060-7759

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7656 RIVER RD, LIVE OAK, FL 32060-7759

Mortgage

Document Number0000000311
DateNov 23, 2021
Instrument2314/311
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateNov 23, 2021
Property Address7656 RIVER RD, LIVE OAK, FL 32060-7759
Document Number0000245781
Book / Page2314 / 303
Instrument DateNov 22, 2021
Instrument2021245781
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7656 RIVER RD, LIVE OAK, FL 32060-7759

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7656 RIVER RD, LIVE OAK, FL 32060-7759

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,128.00 (+4.48%) Homeowner's exemption$283,622 (+51.73%) Land $86,814 Building $196,808$283,622 (+12.42%) Land $86,814 Building $196,808
2024$2,994.00 (+3.42%)
2023$2,895.00 (+11.78%) Homeowner's exemption$186,923 (+12.31%)$252,286 (+51.58%) Land $78,546 Building $173,740
2022$2,590.00 Homeowner's exemption$166,436$166,436 Land $47,397 Building $119,039

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 64% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Windstream
DSL
200 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on River Rd

Nearby Streets

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