Shiawassee County property record for 7870 N Cram Rd, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,140 sqft · built 1955 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,272 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-11-100-007-01 |
| Primary APN | 003-11-100-007-01 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,140 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Area | 221 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7870 N CRAM RD |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-9072 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 11 T8N R3E COM AT PT WHICH IS 1006.29 FT S OF NW COR OF SEC E 140 FT S 273.5 FT W 140 FT TO W SEC LN N 273.5 FT TO BEG .8 |
| Legal Range | 03E |
| Legal Township | 08N |
| Legal Section | 11 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | NEW HAVEN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 30100 |
7870 N Cram Rd is owned and occupied by an individual.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7870 N CRAM RD, OWOSSO, MI 48867-9072 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7870 N Cram Rd was $1,272 with a homeowner's exemption, up 2.7% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | New Haven Township |
| Unified School District | Chesaning Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $66,700 (+9.34%) | $133,400 (+9.34%) | |
| 2025 | $1,272.00 (+2.75%) Homeowner's exemption | $61,000 | $122,000 |
| 2024 | $1,238.00 (+16.14%) | ||
| 2023 | $1,066.00 Homeowner's exemption | $51,300 | $102,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7870 N Cram Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7870 N Cram Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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