7740 N Cram Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 7740 N Cram Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Aug 2021)
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`003-11-300-002`

Property Details

APN / Parcel Number

Primary APN	`003-11-300-002`
Alternative APN	`0031130000200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	810 sqft Living Area
1st Floor Area	810 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Garage Area	630 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7740 N CRAM RD
City	OWOSSO
State	MI
Zip	48867-9070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T8N R3E COM AT W 14 POST OF SEC E'LY ALG 14 LN 185 FT S 100 FT W 185 FT TO SEC LN N 100 FT TO BEG .4 ACRE
Legal Range	03E
Legal Township	08N
Legal Section	11
Legal Subdivision	T8NR3ESW4S11
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1016
Census Tract	30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7740 N CRAM RD, OWOSSO, MI 48867-9070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Aug 23, 2021	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2021 · Amount on Record
Deed Sale	Aug 23, 2021 · Amount on Record
Prior Sale	Mar 11, 2014 · Amount on Record
Deed Document Number	20213350299
Deed Book / Page	1286 / 492
Prior Transfer Date	Feb 7, 2013
Prior Transfer Doc	0011810848
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	7740 N CRAM RD, OWOSSO, MI 48867-9070
Transaction Type	Mortgage
Record Updated	Aug 27, 2021
Title Company	CENTURY TITLE AGENCY SERVICES, CENTURY TITLE AGENCY SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8924 KINGSMILL RD, NORTH BRANCH, MI 48461

Mortgage

Document Number	0012860046
Date	Aug 11, 2021
Book Page	1286/46
Instrument	3349852

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Aug 23, 2021
Property Address	7740 N CRAM RD, OWOSSO, MI 48867-9070
Document Number	0012860492
Book / Page	1286 / 492
Instrument Date	Aug 3, 2021
Instrument	3350299
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$517.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	651 SILVER STAR SCHOOL RD, 651, PRINCETON, KY 42445-6569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7740 N CRAM RD, OWOSSO, MI 48867-9070

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Chesaning Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,800 (+7.24%)	$109,600 (+7.24%)
2025	$1,255.00 (+26.64%) Homeowner's exemption	$51,100 (+43.54%)	$102,200 (+43.54%)
2024	$991.00 (+17.98%)
2023	$840.00 Homeowner's exemption	$35,600	$71,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Cram Rd

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