7870 E State Rte 41, Troy, OH 45373 Property Records

Miami County property record for 7870 E State Rte 41, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,640 sqft · built 1949
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on Record
Tax Bill	$1,350 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`E09-037433`

Property Details

APN / Parcel Number

Primary APN	`E09-037433`
Alternative APN	`021009.1-01-016-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	600 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1949
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	256 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7870 E STATE ROUTE 41
City	TROY
State	OH
Zip	45373-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 23 82.50
Legal Lot Number	23 82
Jurisdiction	MIAMI OH
Township / Civil Division	ELIZABETH
Census Block Group	4
Census Block	4003
Census Tract	390100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Elizabeth Township Rural Historic District listed 1997 · 1,074 contributing resources · NRIS 97000160

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	7870 E STATE ROUTE 41, TROY, OH 45373-9615
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK
Jul 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jul 2, 2002 · Amount on Record
Last Transfer Date	Jan 15, 2004
Transfer Doc	0000391797
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Recording Date	Jul 16, 2026
Property Address	7870 E STATE ROUTE 41, TROY, OH 45373-9615
Document Number	0000008842
Instrument Date	Jul 6, 2026
Instrument	20268842
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7870 E STATE ROUTE 41, TROY, OH 45373-9615

Mortgage

Document Number	0000008842,
Date	Jul 16, 2026
Instrument	20268842

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 6, 2036

Interest

Rate	6.48%
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7870 E STATE ROUTE 41, TROY, OH 45373-9615
Transaction Type	Mortgage
Record Updated	Sep 20, 2021
Title Company	LANDMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009182
Date	Jul 30, 2018
Instrument	2018OR-09182

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	7870 E STATE ROUTE 41, TROY, OH 45373-9615
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007921
Date	May 6, 2021
Instrument	2021OR-07921

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Elizabeth Township
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,350.00 (+6.13%) Homeowner's exemption	$46,030 (+14.65%) Land $3,500 Building $42,530	$131,500 (+14.65%) Land $10,000 Building $121,500
2024	$1,272.00 (+1.6%) Homeowner's exemption	$40,150 (-) Land $3,780 Building $36,370
2023	$1,252.00 (-4.35%) Homeowner's exemption	$40,150 (-) Land $3,780 Building $36,370	$114,700 (-) Land $10,800 Building $103,900
2022	$1,309.00 Homeowner's exemption	$40,150 Land $3,780 Building $36,370	$114,700 Land $10,800 Building $103,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1980–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Imagine Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Precision Tecknology.

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