New Hanover County property record for 7870 Champlain Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,029 sqft · built 2016 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $554,000 (May 2024) |
| Tax Bill | $2,178 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | R08100-007-088-000 |
| Primary APN | R08100-007-088-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,029 sqft Living Area |
| 1st Floor Area | 1,583 sqft |
| Basement Area | 1,068 sqft |
| Finished Basement | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Terrain | Low |
| Garage Area | 504 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 7870 CHAMPLAIN DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-3251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 106 PH 2B-2 WOODLAKE AT LORDS CREEK |
| Legal Subdivision | WOODLAKE AT LORDS CREEK |
| Legal Phase | 2B |
| Legal Block | 7 |
| Legal Lot Number | 106 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 12106 |
7870 Champlain Dr is owned and occupied by an individual who acquired it in May 2026.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Jun 5, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| May 6, 2024 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Sep 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jun 22, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2024 · Amount on File |
| Deed Sale | May 6, 2024 · Amount on File |
| Prior Sale | Sep 2, 2021 · Amount on File |
| Deed Document Number | 202410792 |
| Deed Book / Page | 6704 / 1022 |
| Last Transfer Date | May 27, 2026 |
| Transfer Doc | 00685400093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 0000015386 |
| Book / Page | 6854 / 93 |
| Instrument Date | May 27, 2026 |
| Instrument | 202615386 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 0000015398, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202615398 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 00685400093 |
| Book / Page | 6854 / 93 |
| Instrument Date | May 27, 2026 |
| Instrument | 202615386 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 0000015398, |
|---|---|
| Date | Jun 5, 2026 |
| Instrument | 202615398 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 36 VENTURA DR, OAKDALE, CT 06370-1136 |
| Document Number | 00670401025 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 6704/1025 |
| Instrument | 2024010793 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 2, 2021 |
| Property Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 00648702179 |
| Book / Page | 6487 / 2179 |
| Map Reference | MB 61 PG 74&75 |
| Instrument Date | Aug 5, 2021 |
| Instrument | 2021043015 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 2021043016 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021043016 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Jun 22, 2017 |
| Property Address | 7870 CHAMPLAIN DR, WILMINGTON, NC 28412-3251 |
| Document Number | 0060681617 |
| Book / Page | 006068 / 001617 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 20132 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1036 CARBERRY LN BELVILLE NC 284516436, BELVILLE, NC 28451-6436 |
| Document Number | 60681619 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 006068/001619 |
| Instrument | 20133 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2047 |
The 2025 property tax bill for 7870 Champlain Dr was $2,178, up 8.8% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $562,100 (-) Land $104,300 Building $457,800 | $562,100 (-) Land $104,300 Building $457,800 | |
| 2025 | $2,178.00 (+8.85%) | $562,100 Land $104,300 Building $457,800 | $562,100 Land $104,300 Building $457,800 |
| 2024 | $2,001.00 (+0.2%) | ||
| 2023 | $1,997.00 (-0.89%) | $373,300 Land $57,200 Building $316,100 | $373,300 Land $57,200 Building $316,100 |
| 2022 | $2,015.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7870 Champlain Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7870 Champlain Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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