New Hanover County property record for 7865 Champlain Dr, Wilmington, NC 28412
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,970 sqft · built 2016 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2017) |
| Tax Bill | $1,972 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R08100-007-028-000 |
| Primary APN | R08100-007-028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,970 sqft Living Area |
| 1st Floor Area | 1,970 sqft |
| Basement Area | 1,970 sqft |
| Finished Basement | 1,970 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 10,019 sqft (0.23 acres) |
| Terrain | Low |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 191 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 7865 CHAMPLAIN DR |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28412-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LOT 31 WOODLAKE@LORDS CREEK PH2B-1 |
| Legal Subdivision | WOODLAKE AT LORDS CREEK |
| Legal Block | 7 |
| Legal Lot Number | 31 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 12106 |
7865 Champlain Dr is owned and occupied by an individual who bought it in April 2017.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7865 CHAMPLAIN DR, WILMINGTON, NC 28412-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK |
| Apr 3, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage USAA |
| Feb 14, 2017 | Grant Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2017 · Amount on File |
| Deed Sale | Apr 3, 2017 · Amount on File |
| Deed Document Number | 201710161 |
| Deed Book / Page | 6048 / 1070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 7865 CHAMPLAIN DR, WILMINGTON, NC 28412-3252 |
| Document Number | 0062852234 |
| Instrument Date | Feb 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2020 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BESTON NAT'L TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 7865 CHAMPLAIN DR WILMINGTON NC 284123252, WILMINGTON, NC 28412-3252 |
| Document Number | 0062852234 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 006285/002234 |
| Instrument | 5737 |
| Name | USAA FED'L SVGS BK |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Apr 3, 2017 |
| Property Address | 7865 CHAMPLAIN DR, WILMINGTON, NC 28412-3252 |
| Document Number | 0060481070 |
| Book / Page | 006048 / 001070 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 10161 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7865 CHAMPLAIN DR WILMINGTON NC 284123252, WILMINGTON, NC 28412-3252 |
| Document Number | 60481072 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 006048/001072 |
| Instrument | 10162 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 2, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Feb 14, 2017 |
| Property Address | 7865 CHAMPLAIN DR, WILMINGTON, NC 28412-3252 |
| Document Number | 0060362721 |
| Book / Page | 006036 / 002721 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 4542 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7829 CHAMPLAIN DR WILMINGTON NC 284123252, WILMINGTON, NC 28412-3252 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 7865 Champlain Dr was $1,972, up 16.9% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,600 (-) Land $112,400 Building $395,200 | $507,600 (-) Land $112,400 Building $395,200 | |
| 2025 | $1,972.00 (+16.89%) | $507,600 Land $112,400 Building $395,200 | $507,600 Land $112,400 Building $395,200 |
| 2024 | $1,687.00 (+0.24%) | ||
| 2023 | $1,683.00 (-0.88%) | $313,200 Land $62,100 Building $251,100 | $313,200 Land $62,100 Building $251,100 |
| 2022 | $1,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7865 Champlain Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7865 Champlain Dr is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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