Santa Clara County property record for 787 Vinca Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 1996 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $880,000 (May 2023) |
| Tax Bill | $11,297 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | 808-38-029 |
| Primary APN | 808-38-029 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Area | 459 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|
| Street Address | 787 VINCA CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TR 8663 LOT 29 |
| Legal Subdivision | THE VINEYARDS |
| Legal Tract | 8663 |
| Legal Lot Number | 29 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-38-029
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2023 | Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 06, 2022 | Deed of Trust, Mortgage · Line of Credit SANTA CLARA COUNTY FCU |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC |
| Nov 08, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BEST CAPITAL FUNDING |
| May 23, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2023 · Amount on Record |
| Deed Sale | May 16, 2023 · Amount on Record |
| Prior Sale | Nov 08, 2019 |
| Deed Document Number | 25475602 |
| Record Updated | Jun 07, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 16, 2023 |
| Property Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0025475602 |
| Map Reference | MB 667 PG 38&39 |
| Instrument Date | May 08, 2023 |
| Instrument | 25475602 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0025475603 |
|---|---|
| Date | May 16, 2023 |
| Instrument | 25475603 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0025276568 |
|---|---|
| Date | Apr 06, 2022 |
| Instrument | 25276568 |
| Name | SANTA CLARA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95112 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0024586541 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 24586541 |
| Name | GOLDEN EMPIRE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BAKERSFIELD, CA 93309 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 08, 2019 |
| Property Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0024328188 |
| Map Reference | MB 667 PG 38&39 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 24328188 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0024328189 |
|---|---|
| Date | Nov 08, 2019 |
| Instrument | 24328189 |
| Name | BEST CAPITAL FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | May 23, 2018 |
| Property Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0023938805 |
| Map Reference | MB667 PG38&39 |
| Instrument Date | May 17, 2018 |
| Instrument | 23938805 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 787 VINCA CT, GILROY, CA 95020-3406 |
| Document Number | 0023938806 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 23938806 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,297.00 (+134.52%) | $915,551 (+138.28%) Land $595,108 Building $320,443 |
| 2023 | $4,817.00 (+1.71%) Homeowner's exemption | $384,226 Land $120,536 Building $263,690 |
| 2022 | $4,736.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), as of January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Communications, LLC. Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: California Internet, Verizon.
Based on FCC filings for 398 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4310004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF GILROY serves 59,426 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures