761 Vinca Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 761 Vinca Ct, Gilroy, CA 95020 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,845 sqft · built 1996
Lot Size	0.11 acres (4,791 sqft)
Owner	Company Name on File
Last Sale	$660,000 (May 2016)
Tax Bill	$9,661 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`808-38-026`

Property Details

APN / Parcel Number

Primary APN	`808-38-026`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,845 sqft Living Area
1st Floor Area	882 sqft
2nd Floor Area	963 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,791 sqft (0.11 acres)
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	761 VINCA CT
City	GILROY
State	CA
Zip	95020-3406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8663 LOT 26
Legal Subdivision	THE VINEYARDS
Legal Tract	8663
Legal Lot Number	26
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1027
Census Tract	512509

Owner

Source: Santa Clara County records · APN 808-38-026

Assessment roll updated July 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	761 VINCA CT, GILROY, CA 95020-3406
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Intrafamily Transfer, Transfer
Oct 28, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Apr 05, 2019	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CTRL CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	Mar 22, 2005 · Amount on Record
Deed Document Number	201623318385
Last Transfer Date	Nov 21, 2022
Transfer Doc	0025410137
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2022
Property Address	761 VINCA CT, GILROY, CA 95020-3406
Document Number	0025410137
Map Reference	MB 667 PG 38&39
Instrument Date	Nov 21, 2022
Instrument	25410137
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	761 VINCA CT, GILROY, CA 95020-3406

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	761 VINCA CT, GILROY, CA 95020-3406
Transaction Type	Mortgage
Record Updated	Nov 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	761 VINCACT, GILROY, CA 95020-3406

Mortgage

Document Number	0025147624
Date	Oct 28, 2021
Instrument	25147624

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	761 VINCA CT, GILROY, CA 95020-3406
Document Number	0024445450
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	761 VINCA CT GILROY CA 950203406, GILROY, CA 95020-3406

Mortgage

Document Number	0024445450
Date	Apr 02, 2020
Instrument	24445450

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	761 VINCA CT, GILROY, CA 95020-3406
Document Number	0024153517
Instrument Date	Apr 05, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	761 VINCA CT GILROY CA 950203406, GILROY, CA 95020-3406

Mortgage

Document Number	0024153517
Date	Apr 11, 2019
Instrument	24153517

Lender

Name	COMMONWEALTH CTRL CU
Type	Credit Union
Address	SAN JOSE, CA 95164-1690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 27, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$796,921 (+2%) Land $318,768 Building $478,153
2025	$9,661.00 (+2.18%)	$781,296 (+4.04%) Land $312,518 Building $468,778
2023	$9,455.00 (+1.67%)	$750,960 Land $300,384 Building $450,576
2022	$9,300.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986, river or lake flooding, Severe Storms & Flooding
Claims By Storm	Severe Storms & Flooding, Feb 1986 · 8 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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