787 Turtle Point Way, San Marcos, CA 92069 Property Records

San Diego County property record for 787 Turtle Point Way, San Marcos, CA 92069

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,717 sqft · built 2004
Lot Size0.457 acres (19,922 sqft)
Owner2 Individual Names on Record
Last Sale$795,000 (Jan 2015)
Tax Bill$15,487 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Feb 2023 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN218-050-48-00

Property Details

APN / Parcel Number

Primary APN218-050-48-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,717 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area19,922 sqft (0.457 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address787 TURTLE POINT WAY
CitySAN MARCOS
StateCA
Zip92069-8126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20
Legal DescriptionLOT 18 TR 014504
Legal SubdivisionSAN MARCOS ESTATES
Legal Tract014504
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract20040

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2024Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Feb 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
MGD MED INVESTMENT TRUST
Sep 19, 2017Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Jan 9, 2017Deed of Trust, Mortgage · VA Mortgage
ROYAL PACIFIC FUNDING CORP
Apr 15, 2019Deed of Trust, Mortgage · VA Mortgage
KAM FINANCIAL & REALTY INC
Jan 22, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jan 10, 2020Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Sep 12, 2017Loan Modification, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2015 · Amount on Record
Deed SaleJan 8, 2015 · Amount on Record
Prior SaleDec 6, 2012 · Amount on Record
Deed Document Number20158760
Prior Transfer DateJul 13, 2010
Prior Transfer Doc0000384048
Record UpdatedOct 29, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedApr 1, 2024
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126

Mortgage

Document Number0000069191
DateMar 20, 2024
Instrument2024-0069191
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 1, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedFeb 10, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126

Mortgage

Document Number0000027928
DateFeb 2, 2023
Instrument2023-0027928
Lender
NameMGD MED INVESTMENT TRUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000429587
DateSep 19, 2017
Instrument2017-0429587
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011486
DateJan 9, 2017
Instrument2017-0011486
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
AddressCOSTA MESA, CA 92626
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000135065
DateApr 15, 2019
Instrument2019-0135065
Lender
NameKAM FINANCIAL & REALTY INC
TypeNon-Lending Institution
AddressSAN DIEGO, CA 92103
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126

Mortgage

Document Number0000051429
DateJan 22, 2021
Instrument2021-0051429
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Document Number0000023087
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address787 TURTLE POINT WAY SAN MARCOS CA 920698126, SAN MARCOS, CA 92069-8126

Mortgage

Document Number0000023087
DateJan 15, 2020
Instrument23087
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 14, 2050

September 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address787 TURTLE POINT WAY, SAN MARCOS, CA 92069-8126
Document Number0000429585
Instrument DateSep 12, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2018
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property

Mortgage

Document Number0000429585
DateSep 19, 2017
Instrument429585
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191-9023
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 18, 2037
Interest
Rate TypeAdjustable Rate
Rate7.75%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$974,568 (+2%) Land $296,528 Building $678,040
2025$15,487.00 (+7.12%) Homeowner's exemption$955,460 (+4.04%) Land $290,714 Building $664,746
2023$14,457.00 (+1.76%) Homeowner's exemption$918,360 Land $279,426 Building $638,934
2022$14,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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