787 Timbers Dr, Henderson, KY 42420 Property Records

Henderson County property record for 787 Timbers Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1985
Lot Size	0.295 acres (12,874 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2017)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`65K-147`

Property Details

APN / Parcel Number

Primary APN	`65K-147`
Alternative APN	`42742`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,700 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,874 sqft (0.295 acres)
Lot Dimensions	164 ft deep x 78.5 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	42742
Street Address	787 TIMBERS DR
City	HENDERSON
State	KY
Zip	42420-2490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	WOOD TERRACE
Legal Block	6
Legal Lot Number	82
Legal Unit	6
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

787 Timbers Dr is owned and occupied by an individual who bought it in September 2017.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	787 TIMBERS DR, HENDERSON, KY 42420-2490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Sep 25, 2017	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2017 · Amount on File
Deed Sale	Sep 25, 2017 · Amount on File
Deed Document Number	2017010836
Deed Book / Page	RE 0626 / 632
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	787 TIMBERS DR, HENDERSON, KY 42420-2490
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1256/035
Date	Jan 17, 2018
Book Page	MT 1256/035
Instrument	2018000475

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2033

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 25, 2017
Property Address	787 TIMBERS DR, HENDERSON, KY 42420-2490
Document Number	RE0626/632
Book / Page	RE 0626 / 632
Map Reference	MB 4 PG 244
Instrument Date	Sep 22, 2017
Instrument	2017010836
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 4TH ST, UNIONTOWN, KY 42461-5622

Mortgage

Document Number	2017010837
Date	Sep 25, 2017
Instrument	2017010837

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount on Record
Term	12 Months
Due	Sep 18, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 787 Timbers Dr was $1,735.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00	$156,500	$156,500
2023	$1,749.00 (+8.9%)	$156,500 (+7.93%)	$156,500 (+7.93%)
2022	$1,606.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 787 Timbers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Timbers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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