784 Timbers Dr, Henderson, KY 42420 Property Records

Henderson County property record for 784 Timbers Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,025 sqft · built 1985
Owner	Individual Name on File
Last Sale	$174,000 (Dec 2021)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`65K-104`

Property Details

APN / Parcel Number

Primary APN	`65K-104`
Alternative APN	`49681`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,025 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	64 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	49681
Street Address	784 TIMBERS DR
City	HENDERSON
State	KY
Zip	42420-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	WOOD TERRACE
Legal Block	6
Legal Lot Number	104
Legal Unit	6
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1003
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	784 TIMBERS DR, HENDERSON, KY 42420-2400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU
Apr 2, 2018	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on File
Deed Sale	Dec 8, 2021 · Amount on File
Deed Document Number	2021014137
Deed Book / Page	RE 0655 / 918
Record Updated	Jun 8, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 8, 2021
Property Address	784 TIMBERS DR, HENDERSON, KY 42420-2400
Document Number	RE0655/918
Book / Page	RE 0655 / 918
Map Reference	MB 4 PG 244
Instrument Date	Nov 29, 2021
Instrument	2021014137
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24303 PARKLANE DR, 24303, FLAT ROCK, MI 48134-2107

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	784 TIMBERS DR, HENDERSON, KY 42420-2400

Mortgage

Document Number	2021014138
Date	Dec 8, 2021
Instrument	2021014138

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	784 TIMBERS DR, HENDERSON, KY 42420-2400
Transaction Type	Mortgage
Record Updated	Apr 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1259/755
Date	Apr 2, 2018
Book Page	MT 1259/755
Instrument	2018003206

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Mar 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (-0.82%) Homeowner's exemption	$174,000 (-)	$174,000 (-)
2023	$1,945.00 (+0.93%) Homeowner's exemption	$174,000 (+24.73%)	$174,000 (+24.73%)
2022	$1,927.00 Homeowner's exemption	$139,500	$139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

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