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787 Scott Dr, Elgin, IL 60123 Property Records

Kane County property record for 787 Scott Dr, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,408 sqft · built 1965
Lot Size0.464 acres (20,202 sqft)
Owner2 Individual Names on Record
Last Sale$370,000 (Feb 2022)
Tax Bill$9,925 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Dec 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN06-10-180-007

Property Details

APN / Parcel Number

Primary APN06-10-180-007

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,408 sqft Living Area
Gross Area4,816 sqft
1st Floor Area2,408 sqft
Basement Area2,408 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Exterior MaterialBrick
Lot Area20,202 sqft (0.464 acres)
Lot Dimensions182 ft deep x 111 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address787 SCOTT DR
CityELGIN
StateIL
Zip60123-2633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 7 (EXCEPT NORTH 5 FT) & NORTH 10 FT LOT 8 BLOCK 1
Legal SubdivisionEAGLE HEIGHTS
Legal Block1
Legal Lot Number7,8
Legal Unit1-7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1001
Census Tract851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address787 SCOTT DR, ELGIN, IL 60123-2633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MUTUAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Deed Document Number20229909
Prior Transfer DateOct 4, 2018
Prior Transfer Doc0000049512
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 18, 2022
Property Address787 SCOTT DR, ELGIN, IL 60123-2633
Document Number0000009909
Instrument DateJan 3, 2022
Instrument2022K009909
Transaction TypeTransfer
Record UpdatedFeb 25, 2022
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address787 SCOTT DR, ELGIN, IL 60123-2633

Mortgage

Document Number0000009910
DateFeb 18, 2022
Instrument2022K009910
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate4.5%

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address787 SCOTT DR, ELGIN, IL 60123-2633
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000092911
DateDec 15, 2021
Instrument2021K092911
Lender
NameMUTUAL SAVINGS BANK
TypeBank
AddressOTTAWA, IL 61350
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueDec 9, 2036

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,925.00 (+4.05%) Homeowner's exemption$138,102 (+8.57%) Land $32,994 Building $105,108$414,472 (+8.57%) Land $99,022 Building $315,450
2024$9,539.00 (+17.3%)$127,201 (+21.39%) Land $30,390 Building $96,811$381,756 (+21.44%) Land $91,206 Building $290,549
2022$8,132.00 (+4.82%) Homeowner's exemption$104,783 (+6.96%) Land $25,034 Building $79,749$314,349 (+6.96%) Land $75,102 Building $239,247
2021$7,758.00 Homeowner's exemption$97,965 Land $23,405 Building $74,560$293,895 Land $70,215 Building $223,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

May also be available: T-Mobile.

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