Kane County property record for 764 Scott Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,426 sqft · built 1962 |
| Lot Size | 0.231 acres (10,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $427,000 (Mar 2026) |
| Tax Bill | $8,105 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Mar 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-304-004 |
| Primary APN | 06-10-304-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,426 sqft Living Area |
| 1st Floor Area | 2,426 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,080 sqft (0.231 acres) |
| Lot Dimensions | 126 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 764 SCOTT DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 9 BLOCK 5 |
| Legal Subdivision | EAGLE HEIGHTS |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Legal Unit | 1-9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 851909 |
Source: Kane County records · APN 06-10-304-004
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2031 MUIRFIELD CIR, ELGIN, IL 60123-5628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 05, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK |
| Mar 25, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 09, 2022 | Intrafamily Transfer, Transfer |
| Oct 26, 2021 | Warranty Deed, Transfer · FHA Mortgage FIRST AMERICAN BANK |
| Aug 05, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Oct 26, 2021 · Amount on Record |
| Deed Document Number | 202611812 |
| Prior Transfer Date | Oct 31, 2022 |
| Prior Transfer Doc | 0000054305 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000029321 |
|---|---|
| Date | Aug 05, 2025 |
| Instrument | 2025K029321 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 31, 2035 |
| Rate | 8.25% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 25, 2026 |
| Property Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Number | 0000011812 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 2026K011812 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Number | 0000011813 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026K011813 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 09, 2022 |
| Property Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Number | 0000054305 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022K054305 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 26, 2021 |
| Property Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Number | 0000080936 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021K080936 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $348.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11N689 HOWARD AVE, 11N689, ELGIN, IL 60124-4831 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Document Number | 0000080937 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021K080937 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 764 SCOTT DR, ELGIN, IL 60123-2640 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN ELS |
| Name | Verified Name |
|---|
| Document Number | 0000034757 |
|---|---|
| Date | Aug 05, 2019 |
| Instrument | 2019K034757 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2049 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,105.00 (+4.18%) Homeowner's exemption | ||
| 2024 | $7,780.00 (+11.22%) | $105,221 (+21.39%) Land $25,843 Building $79,378 | $315,789 (+21.44%) Land $77,560 Building $238,229 |
| 2022 | $6,995.00 (+4.5%) Homeowner's exemption | $86,677 (+6.96%) Land $21,288 Building $65,389 | $260,031 (+6.96%) Land $63,864 Building $196,167 |
| 2021 | $6,694.00 Homeowner's exemption | $81,037 Land $19,903 Building $61,134 | $243,111 Land $59,709 Building $183,402 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 264 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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