787 Paradise Rd, Central Square, NY 13036 Property Records

Oswego County and Palermo Town property record for 787 Paradise Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,532 sqft · built 1997
Lot Size	3.92 acres (170,755 sqft)
Owner	Individual Name on Record
Last Sale	$178,000 (Mar 2019)
Tax Bill	$7,525 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`354400 171.00-01-01.04`

Property Details

APN / Parcel Number

Primary APN	`354400 171.00-01-01.04`
Alternative APN	`440017100000010010400000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	170,755 sqft (3.92 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Shed	1 Shed
Canopy	264 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	787 PARADISE RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 3, SL 4 393-008-000
Legal Subdivision	PARADISE ROAD SUBDIVISION
Legal Block	1
Legal Lot Number	1.040
Jurisdiction	OSWEGO NY
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1002
Census Tract	20800

Owner

Source: Oswego County and Palermo Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	787 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 22, 2019	Grant Deed, Transfer · VA Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Prior Sale	Mar 1, 2013 · Amount on Record
Deed Document Number	20192347
Prior Transfer Date	Oct 20, 2009
Prior Transfer Doc	0000010964
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	787 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Transaction Type	Mortgage
Record Updated	May 30, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 PARADISE RD, CENTRAL SQUARE, NY 13036-2245

Mortgage

Document Number	0000001357
Date	Feb 8, 2022
Instrument	R-2022-001357

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Aug 1, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSWEGO NY
Recording Date	Mar 22, 2019
Property Address	787 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Document Number	0000002347
Instrument Date	Mar 20, 2019
Instrument	2347
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	VANGUARD RESEARCH AND TITLE SERVICES, VANGUARD RESEARCH & TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$712.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LARKIN RD MEXICO NY 131143111, MEXICO, NY 13114-3111

Mortgage

Document Number	2348
Date	Mar 22, 2019
Instrument	2348

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44144-1306

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Palermo Town
Unified School District	Mexico Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,525.00 (+7.95%)
2025	$6,971.00	$209,500 (-) Land $20,000 Building $189,500	$290,972 (+22.22%) Land $27,778 Building $263,194
2023		$209,500 Land $20,000 Building $189,500	$238,068 Land $22,727 Building $215,341

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paradise Rd

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