765 Paradise Rd, Central Square, NY 13036 Property Records

Oswego County and Palermo Town property record for 765 Paradise Rd, Central Square, NY 13036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1999
Lot Size	2.79 acres (121,532 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (May 2005)
Tax Bill	$8,423 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`354400 171.00-01-01.02`

Property Details

APN / Parcel Number

Primary APN	`354400 171.00-01-01.02`
Alternative APN	`440017100000010010200000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,200 sqft
Upper Floors Area	400 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Basement
Porch	Slab
Porch Area	552 sqft
Canopy	400 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	765 PARADISE RD
City	CENTRAL SQUARE
State	NY
Zip	13036-2245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	LOT 3, SL 2 393-006-000
Legal Subdivision	SCRIBAS PATENT
Legal Block	1
Legal Lot Number	1.020
Jurisdiction	OSWEGO NY
Township / Civil Division	PALERMO
Census Block Group	1
Census Block	1002
Census Tract	20800

Owner

765 Paradise Rd is owned and occupied by two individuals who bought it in May 2005.

Source: Oswego County and Palermo Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage EMPOWER FCU
Sep 17, 2020	Deed of Trust, Mortgage EMPOWER FCU
Jul 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2005 · Amount on File
Deed Sale	May 25, 2005 · Amount on File
Deed Document Number	20056013
Prior Transfer Date	Jun 18, 1999
Prior Transfer Doc	1464000064
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001512
Date	Feb 23, 2026
Instrument	R-2026-001512

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 13, 2041

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245

Mortgage

Document Number	0000008372
Date	Sep 17, 2020
Instrument	R-2020-008372

Lender

Name	EMPOWER FCU
Type	Credit Union
Address	SYRACUSE, NY 13212

Agreement

Amount	Amount on Record
Term	180 Months
Due	Sep 16, 2035

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSWEGO NY
Recording Date	Jul 22, 2019
Property Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Document Number	0000006068
Instrument Date	Jul 16, 2019
Instrument	6068
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$64.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	765 PARADISE RD CENTRAL SQUARE NY 130362245, CENTRAL SQUARE, NY 13036-2245

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	765 PARADISE RD, CENTRAL SQUARE, NY 13036-2245
Document Number	0000005637
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	765 PARADISE RD CENTRAL SQUARE NY 130362245, CENTRAL SQUARE, NY 13036-2245

Mortgage

Document Number	0000005637
Date	Jul 9, 2019
Instrument	5637

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44144-1306

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 8, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 765 Paradise Rd was $8,423, up 7.9% from the year before.

Source: Oswego County and Palermo Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Palermo Town
Unified School District	Mexico Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,423.00 (+7.95%)
2025	$7,803.00	$234,500 Land $18,000 Building $216,500	$325,694 Land $25,000 Building $300,694
2023		$234,500 Land $18,000 Building $216,500	$266,477 Land $20,455 Building $246,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 765 Paradise Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 765 Paradise Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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