Delaware County and Hancock Town property record for 787 Covered Bridge Rd, Hancock, NY 13783
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1989 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,981 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 123689 456.-5-27 |
| Primary APN | 123689 456.-5-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 900 sqft |
| Upper Floors Area | 300 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 121,968 sqft (2.8 acres) |
| Total Buildings | 2 Buildings |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 06854288311 |
|---|---|
| Street Address | 787 COVERED BRIDGE RD |
| City | HANCOCK |
| State | NY |
| Zip | 13783-2471 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | N |
| Legal Description | DIV 32 LOT 14 STEPHEN KOSANOWSKY |
| Legal Block | 5 |
| Legal Lot Number | 27.000 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | HANCOCK |
| Census Block Group | 2 |
| Census Block | 2089 |
| Census Tract | 971400 |
Source: Delaware County and Hancock Town records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 340 S FULTON AVE, LINDENHURST, NY 11757-5145 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 2, 2026 |
| Transfer Doc | 0000006000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DELAWARE NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 787 COVERED BRIDGE RD, HANCOCK, NY 13783-2471 |
| Document Number | 0000006000 |
| Book / Page | 1863 / 300 |
| Instrument Date | Sep 2, 2026 |
| Instrument | 20266000 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 340 S FULTON AVE, LINDENHURST, NY 11757-5145 |
Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Hancock Town |
| Unified School District | Hancock Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,981.00 (+1.95%) | ||
| 2025 | $2,924.00 (+6.99%) | $13,000 (-) Land $3,500 Building $9,500 | $162,500 (+25%) Land $43,750 Building $118,750 |
| 2023 | $13,000 (-) Land $3,500 Building $9,500 | $130,000 (+8.3%) Land $35,000 Building $95,000 | |
| 2022 | $13,000 Land $3,500 Building $9,500 | $120,037 Land $32,318 Building $87,719 | |
| 2021 | $2,733.00 (+0.15%) | ||
| 2020 | $2,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2005–2013) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Sep 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hancock Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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