299 Covered Bridge Rd, Hancock, NY 13783 Property Records

Delaware County and Hancock Town property record for 299 Covered Bridge Rd, Hancock, NY 13783

Property Summary

Property Type	Single Family Home
Details	1,536 sqft · built 1994
Lot Size	4.09 acres (178,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2012)
Tax Bill	$3,554 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`123689 456.-5-20`

Property Details

APN / Parcel Number

Primary APN	`123689 456.-5-20`
Alternative APNs	`36894560000005020000` `06878158511`

Interior

Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	178,160 sqft (4.09 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06878158511
Street Address	299 COVERED BRIDGE RD
City	HANCOCK
State	NY
Zip	13783-2473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N
Legal Description	DIV 32 LOT 14
Legal Block	5
Legal Lot Number	20.000
Jurisdiction	DELAWARE NY
Township / Civil Division	HANCOCK
Census Block Group	2
Census Block	2089
Census Tract	971400

Owner

Source: Delaware County and Hancock Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	299 COVERED BRIDGE RD, HANCOCK, NY 13783-2473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION
Aug 2, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2012 · Amount on Record
Deed Sale	Sep 21, 2012 · Amount on Record
Deed Book / Page	1359 / 318
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Recording Date	Sep 29, 2026
Property Address	299 COVERED BRIDGE RD, HANCOCK, NY 13783-2473
Document Number	0000006136
Book / Page	2589 / 200
Instrument Date	Sep 24, 2026
Instrument	20266136
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 COVERED BRIDGE RD, HANCOCK, NY 13783-2473

Mortgage

Document Number	0000006136,
Date	Sep 29, 2026
Book Page	2589/200
Instrument	20266136

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Aug 2, 2021
Property Address	299 COVERED BRIDGE RD, HANCOCK, NY 13783-2473
Document Number	1678/200
Book / Page	1678 / 200
Instrument Date	Jun 22, 2021
Instrument	5734
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	299 COVERED BRIDGE RD, HANCOCK, NY 13783-2473

Tax Assessment & Valuation

Source: Delaware County and Hancock Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Hancock Town
Unified School District	Hancock Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,554.00 (+1.95%) Homeowner's exemption
2025	$3,486.00 (+20.33%)	$15,500 (-) Land $2,500 Building $13,000	$193,750 (+25%) Land $31,250 Building $162,500
2023		$15,500 (-) Land $2,500 Building $13,000	$155,000 (+8.3%) Land $25,000 Building $130,000
2022		$15,500 Land $2,500 Building $13,000	$143,121 Land $23,084 Building $120,037
2021	$2,897.00 (+0.14%)
2020	$2,893.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2005–2013)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2013 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hancock Telephone Fiber	2,000 / 2,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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