787 Co Rd 479, Clanton, AL 35046 Property Records

Chilton County property record for 787 Co Rd 479, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,944 sqft · built 2022
Lot Size	1.99 acres (86,603 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Apr 2025)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1902040001001016`

Property Details

APN / Parcel Number

Primary APN	`1902040001001016`
Alternative APNs	`19320` `88728`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,944 sqft Adjusted Area
1st Floor Area	1,944 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	86,603 sqft (1.99 acres)
View / Lot	Waterfront
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	736 sqft
Deck Area	Deck Area
Cabin	Cabin
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19320
Street Address	787 COUNTY ROAD 479
City	CLANTON
State	AL
Zip	35046-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 RESURVEY LAKE MITCHELL S/D NO 2 MB 5 PG 106
Legal Range	16
Legal Township	21
Legal Section	04
Legal Subdivision	RESURVEY LAKE MITCHELL S D
Legal Lot Number	55
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60200

Owner

787 Co Rd 479 is owned by two individuals who bought it in April 2025.

Source: Chilton County records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	90 LUCERNE BLVD, BIRMINGHAM, AL 35209-6610
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROGRESS BANK & TRUST
Jul 23, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage PROGRESS BANK & TRUST
Jul 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Jul 23, 2020 · Amount on File
Deed Document Number	2025267160
Deed Book / Page	2025 / 267160
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	R2020/230367
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	787 COUNTY ROAD 479, CLANTON, AL 35046-3311
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R2022/247348
Date	Jul 21, 2022
Book Page	R2022/247348
Instrument	247348

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 1, 2027
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 23, 2020
Property Address	787 COUNTY ROAD 479, CLANTON, AL 35046-3311
Document Number	R2020/230368
Book / Page	R2020 / 230368
Map Reference	MB 5 PG 106&107
Instrument Date	Jun 26, 2020
Instrument	230368
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 WHITE CIR SE, HUNTSVILLE, AL 35801-4161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 WOODRIDGE DR, TUSCALOOSA, AL 35406-1907
Investor	Possibly a Property Investor

Mortgage

Document Number	R2020/230371
Date	Jul 23, 2020
Book Page	R2020/230371
Instrument	230371

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	BIRMINGHAM, AL 35205

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Jul 23, 2020
Property Address	787 COUNTY ROAD 479, CLANTON, AL 35046-3311
Document Number	R2020/230367
Book / Page	R2020 / 230367
Map Reference	MB 5 PG 106&107
Instrument Date	Jun 26, 2020
Instrument	230367
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	630 WOODMOUNT DR, TUSCALOOSA, AL 35406

Tax Assessment & Valuation

The 2025 property tax bill for 787 Co Rd 479 was $2,447, up 6.9% from the year before.

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,447.00 (+6.95%)	$116,620 (-0.38%) Land $60,000 Building $56,620	$583,100 Land $300,000 Building $283,100
2024	$2,288.00 (-0.35%)	$117,060 (-0.36%) Land $60,000 Building $57,060
2023	$2,296.00 (+71.99%)	$117,480 (+10.81%) Land $60,000 Building $57,480	$585,300 (+10.41%) Land $300,000 Building $285,300
2022	$1,335.00	$106,020 Land $63,600 Building $42,420	$530,100 Land $318,000 Building $212,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 787 Co Rd 479 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 787 Co Rd 479 is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 78% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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