786 Co Rd 479, Clanton, AL 35046 Property Records

Chilton County property record for 786 Co Rd 479, Clanton, AL 35046

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 2007
Lot Size	1.36 acres (59,321 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (Dec 2020)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1902040001001015`

Property Details

APN / Parcel Number

Primary APN	`1902040001001015`
Alternative APNs	`19319` `89603`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Adjusted Area
1st Floor Area	1,254 sqft
Upper Floors Area	210 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	59,321 sqft (1.36 acres)
Lot Dimensions	230 ft deep x 257 ft wide
View / Lot	Waterfront
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	606 sqft
Deck Area	Deck Area
Boat House	Boat House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	19319
Street Address	786 COUNTY ROAD 479
City	CLANTON
State	AL
Zip	35046-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 54 RESURVEY LAKE MITCHELL S/D NO 2 MB 5PG 106 4-21-16
Legal Range	16
Legal Township	21
Legal Section	04
Legal Subdivision	RESURVEY LAKE MITCHELL S D
Legal Lot Number	54
Jurisdiction	CHILTON AL
Township / Civil Division	CLANTON
Census Block Group	2
Census Block	2011
Census Tract	60200

Owner

Source: Chilton County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit RIVER BANK
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Jul 28, 2023	Deed of Trust, Mortgage · Construction Mortgage RIVER BANK & TRUST
Dec 1, 2020	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	May 26, 2017 · Amount on File
Deed Document Number	2020233687
Deed Book / Page	2020 / 233687
Prior Transfer Date	Apr 27, 2016
Prior Transfer Doc	R2016/200067
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Recording Date	Jul 13, 2026
Property Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Document Number	0000276172
Book / Page	2026 / 276172
Instrument Date	Jun 9, 2026
Instrument	2026276172
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000276172,
Date	Jul 13, 2026
Book Page	2026/276172
Instrument	2026276172

Lender

Name	RIVER BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 22, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.71%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312

Mortgage

Document Number	R2024/257576
Date	Jan 11, 2024
Book Page	R2024/257576
Instrument	257576

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	620 2ND AVE N, CLANTON, AL 35045

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHILTON AL
Property Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1277 COUNTY ROAD 488, CLANTON, AL 35046-6015

Mortgage

Document Number	R2023/254609
Date	Jul 28, 2023
Book Page	R2023/254609
Instrument	254609

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	CLANTON, AL 35045

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	Dec 1, 2020
Property Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Document Number	R2020/233687
Book / Page	R2020 / 233687
Map Reference	MB 5 PG 106&107
Instrument Date	Nov 20, 2020
Instrument	233687
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	529 MR AIR DR, 529, PRATTVILLE, AL 36067

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1277 COUNTY ROAD 488, CLANTON, AL 35046-6015

Mortgage

Document Number	0000233689
Date	Dec 1, 2020
Instrument	233689

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHILTON AL
Recording Date	May 26, 2017
Property Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312
Document Number	R2017/207719
Book / Page	R2017 / 207719
Map Reference	MB 5 PG 106&107
Instrument Date	May 26, 2017
Instrument	207719
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	786 COUNTY ROAD 479, CLANTON, AL 35046-3312

Mortgage

Document Number	0000207720
Date	May 26, 2017
Instrument	207720

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Chilton County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Chilton County
Unified School District	Chilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (+6.97%)	$112,640 (-0.32%) Land $60,000 Building $52,640	$563,200 (-0.32%) Land $300,000 Building $263,200
2024	$2,209.00 (-0.63%)	$113,000 (-0.63%) Land $60,000 Building $53,000
2023	$2,223.00 (+17.37%)	$113,720 (+19.13%) Land $60,000 Building $53,720	$565,000 (+18.37%) Land $300,000 Building $265,000
2022	$1,894.00	$95,460 Land $63,600 Building $31,860	$477,300 Land $318,000 Building $159,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 79% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Central Access Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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