787 Brushy Fork Rd, Berea, KY 40403 Property Records

Garrard County property record for 787 Brushy Fork Rd, Berea, KY 40403

Property Summary

Property Type	Rural Home
Details	built 2006
Lot Size	14.7 acres (640,768 sqft)
Owner	Individual Name on Record
Tax Bill	$611 (2025)
Deeds & Mortgages	May 2014 Line of Credit Nov 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`69-118.01`

Property Details

APN / Parcel Number

Primary APN	`69-118.01`
Alternative APN	`11705`

Interior

Stories	2 Stories

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	640,768 sqft (14.7 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	11705
Street Address	787 BRUSHY FORK RD
City	BEREA
State	KY
Zip	40403
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	14.71 AC
Jurisdiction	GARRARD KY
Township / Civil Division	PAINT LICK
Census Block Group	2
Census Block	2009
Census Tract	970400

Owner

Source: Garrard County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 577, BEREA, KY 40403-0577
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2014	Deed of Trust, Mortgage · Line of Credit MADISON BANK
Nov 18, 2006	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK AND TRUST COMPANY
Aug 22, 2006	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	787 BRUSHY FORK RD, BEREA, KY 40403
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 BRUSHY FORK RD., BEREA, KY 40403

Mortgage

Document Number	000332/155
Date	May 29, 2014
Book Page	332/155
Instrument	120727

Lender

Name	MADISON BANK
Address	RICHMOND, KY 40476

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 2, 2024

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	787 BRUSHY FORK RD, BEREA, KY 40403
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 BRUSHY FORK RD, BEREA, KY 40403-9413

Mortgage

Document Number	00M266/249
Date	Nov 18, 2006
Book Page	M266/249
Instrument	77398

Lender

Name	PEOPLES BANK AND TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 17, 2026

August 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRARD KY
Recording Date	Aug 22, 2006
Property Address	787 BRUSHY FORK RD, BEREA, KY 40403
Document Number	000240/270
Book / Page	240 / 270
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BRUSHY FORK RD, BEREA, KY 40403-9058

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,000 (+25%)	$200,000 (+233.33%) Land $190,000 Building $10,000
2025	$611.00 (-0.49%)	$60,000 (-) Land $10,000 Building $50,000	$60,000 (-) Land $10,000 Building $50,000
2024	$614.00 (-2.85%)	$60,000 (-) Land $10,000 Building $50,000	$60,000 (-) Land $10,000 Building $50,000
2023	$632.00 (-0.94%)	$60,000 (-) Land $10,000 Building $50,000	$60,000 (-) Land $10,000 Building $50,000
2022	$638.00	$60,000 Land $10,000 Building $50,000	$60,000 Land $10,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1991–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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