Garrard County property record for 400 Brushy Fork Rd, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · built 1980 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Sep 2023) |
| Tax Bill | $229 (2025) |
| Deeds & Mortgages | Dec 2025 Construction Loan Oct 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 69-109 |
| Primary APN | 69-109 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Sewer | Connected |
|---|
| Account Number | 22227 |
|---|---|
| Street Address | 400 BRUSHY FORK RD |
| City | BEREA |
| State | KY |
| Zip | 40403-9061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & L 1.11AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970400 |
Source: Garrard County records · APN 69-109
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 HARRISON CT, BEREA, KY 40403-1781 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Oct 11, 2022 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2023 · Amount on Record |
| Deed Sale | Sep 01, 2023 · Amount on Record |
| Prior Sale | Jan 11, 2021 · Amount on Record |
| Deed Document Number | 2023177778 |
| Deed Book / Page | 322 / 785 |
| Prior Transfer Date | Apr 13, 2012 |
| Prior Transfer Doc | 0000160170 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 400 BRUSHY FORK RD, BEREA, KY 40403-9061 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4264 WILDIE RD, MOUNT VERNON, KY 40456-6980 |
| Document Number | 00M466/145 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | M466/145 |
| Instrument | 202194 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 08, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 11, 2022 |
| Property Address | 400 BRUSHY FORK RD, BEREA, KY 40403-9061 |
| Document Number | 00D318/305 |
| Book / Page | D318 / 305 |
| Map Reference | DB 120 PG 77 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 172366 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $22.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 802 S DOGWOOD DR, BEREA, KY 40403-9524 |
| Name | Verified Name |
|---|---|
| Address | 103 HARRISON CT, BEREA, KY 40403-1781 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $229.00 (-0.43%) | $22,500 (-) Land $15,000 Building $7,500 | $22,500 (-) Land $15,000 Building $7,500 |
| 2024 | $230.00 (-2.95%) | $22,500 (-) Land $15,000 Building $7,500 | $22,500 (-) Land $15,000 Building $7,500 |
| 2023 | $237.00 | $22,500 Land $15,000 Building $7,500 | $22,500 Land $15,000 Building $7,500 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1991–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes |
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures