78655 Territorial Rd, Lorane, OR 97451 Property Records

Lane County property record for 78655 Territorial Rd, Lorane, OR 97451 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage2,443 sqft Living Area
Lot Size217,800 sqft (5 acres)
OccupancyOwner Occupied
Last Sale$899,000 (2021)
Tax Bill$5,844.00 (2025)

Property Details

APN / Parcel Number

Primary APN20-04-30-00-00601-000
Alternative APN
  • 0922011

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,443 sqft Living Area
1st Floor2,443 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2023
Exterior MaterialComposition/Composite Exterior
Foundation TypeConcrete Foundation
Roof ConstructionFlat Roof Construction
Roof MaterialGalvanized Roof
Lot Area217,800 sqft (5 acres)
Driveway1 Driveway
Driveway Area5,600 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Total Buildings2 Total Buildings
Patio Area280 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number0922011
Street Address78655 TERRITORIAL RD
CityLORANE
StateOR
Zip97451-9708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC/TWN/RNG/MER:SEC 30 TWN 20 RNG 04
Legal Range04W
Legal Township20S
Legal Section30
Legal Lot Number601
JurisdictionLANE OR
Minor Civil DivisionUPPER SIUSLAW RIVER
Census Blockgroup2
Census Block2070
Census Tract800

Owner

Source: Lane County records · APN 20-04-30-00-00601-000

Assessment roll updated September 30, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address78655 TERRITORIAL RD, LORANE, OR 97451-9708
OccupancyOwner Occupied
Owner TypeOwner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2023Deed of Trust, Mortgage · Building or Construction Mortgage
AGWEST FARM CREDIT PCA
Jun 01, 2021Warranty Deed, Transfer · Conventional Mortgage
NORTHWEST FARM CREDIT SERVICES FLCA
Mar 18, 2019Grant Deed, Transfer
TERESA L ROESCH

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Prior SaleJun 01, 2021 · Amount on Record
Deed Doc Number0000036588
Last Transfer DateMay 22, 2025
Transfer Doc0000015045
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address78655 TERRITORIAL RD, LORANE, OR 97451-9708
Transaction TypeMortgage
Record UpdatedJul 11, 2023
Title CompanyCASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017875
DateJun 29, 2023
Instrument2023-017875
Lender
NameAGWEST FARM CREDIT PCA
TypeBank
AddressSPOKANE, WA 99224
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.95%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJul 01, 2030
Change FrequencyAnnually
Min Rate At Change3.15%
Max Rate At Change15.9%
IndexOther
Max Rate15.9%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateJun 01, 2021
Property Address78655 TERRITORIAL RD, LORANE, OR 97451-9708
Document Number0000036588
Instrument DateMay 28, 2021
Instrument2021-036588
Transaction TypeTransfer
Record UpdatedJun 08, 2021
Title CompanyWESTERN TITLE & ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 180, LORANE, OR 97451-0180

Mortgage

Document Number0000036589
DateJun 01, 2021
Instrument2021-036589
Lender
NameNORTHWEST FARM CREDIT SERVICES FLCA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2031
Interest
Rate TypeAdjustable Rate
Rate5.25%
Type Change DateJun 01, 2028
Change FrequencyAnnually
Min Rate At Change3.4%
Max Rate At Change14.2%
IndexOther
Max Rate14.2%

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLANE OR
Recording DateMar 18, 2019
Property Address78655 TERRITORIAL RD, LORANE, OR 97451-9708
Document Number0000009823
Instrument DateMar 11, 2019
Instrument9823
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyCASCADE TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address78655 TERRITORIAL RD LORANE OR 974519708, LORANE, OR 97451-9708

Mortgage

Document Number9824
DateMar 18, 2019
Instrument9824
Lender
NameTERESA L ROESCH
Address945 ALDER DR NE, KEIZER, OR 97303-4709
Agreement
AmountAmount Recorded
Term60 Months
DueMar 17, 2024

Tax Assessment & Valuation

Source: Lane County records · Assessment roll updated September 30, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
Unified School DistrictCrow-Applegate-Lorane Sd 66 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,844.00 (+88.82%)$479,685 (+100.28%)$675,169 (+37.37%) Land $57,239 Building $617,930
2023$3,095.00 (+3.48%)$239,503 (+2.95%)$491,495 (-13.16%) Land $53,399 Building $438,096
2022$2,991.00$232,643$565,989 Land $56,433 Building $509,556

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lane County (41039C), updated August 26, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Oregon
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Territorial Rd

Nearby Streets

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