786 S Orange Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 786 S Orange Ave, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	12 bd · 6 ba · 5,184 sqft · built 1971
Lot Size	0.195 acres (8,501 sqft)
Owner	Trust Name on File
Last Sale	$1,600,000 (Feb 2023)
Tax Bill	$22,830 (2025)
Deeds & Mortgages	Feb 2023 Sale & Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-160-10-00`

Property Details

APN / Parcel Number

Primary APN	`492-160-10-00`

Interior

Bedrooms	12 Beds
Full Baths	6 Baths
Units	6 Units
Building Area	5,184 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Multi-Family
Lot Area	8,501 sqft (0.195 acres)

Location & Zoning

Street Address	786 S ORANGE AVE
City	EL CAJON
State	CA
Zip	92020-5876
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2500
Legal Description	LOT 14 /EXC ST OP/ ELY 155 FT OF S 1/2 OF S 1/2 IN TR 001166
Legal Subdivision	STEVENS & HARTLEYS
Legal Tract	001166
Legal Block	2
Legal Lot Number	14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15902

Owner

786 S Orange Ave, a residential property, is held in a trust since February 2023.

Source: San Diego County records, as of August 31, 2026

Owner of Record	Trust Name on File
Mailing Address	PO BOX 675, JAMUL, CA 91935-0675
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Grant Deed, Transfer · Line of Credit PROVIDENT SAVINGS BANK
Apr 8, 2022	Grant Deed, Transfer · Commercial Mortgage EAGLE CAPITAL LP
Apr 8, 2022	Intrafamily Transfer, Transfer · Commercial Mortgage PRIVATE MONEY SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2023 · Amount on File
Deed Sale	Feb 16, 2023 · Amount on File
Prior Sale	Apr 8, 2022 · Amount on File
Deed Document Number	202339921
Prior Transfer Date	Apr 4, 2022
Prior Transfer Doc	0000155964
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 16, 2023
Property Address	786 S ORANGE AVE, EL CAJON, CA 92020-5876
Document Number	0000039921
Map Reference	MAP 1166
Instrument Date	Feb 6, 2023
Instrument	2023-0039921
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMER TTL INS CO NATL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 675, JAMUL, CA 91935-0675

Mortgage

Document Number	0000039922
Date	Feb 16, 2023
Instrument	2023-0039922

Lender

Name	PROVIDENT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2022
Property Address	786 S ORANGE AVE, EL CAJON, CA 92020-5876
Document Number	0000155965
Map Reference	MAP 1166
Instrument Date	Apr 4, 2022
Instrument	2022-0155965
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMER TTL INS CO NCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3503 YOSEMITE ST, SAN DIEGO, CA 92109-6734
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155966
Date	Apr 8, 2022
Instrument	2022-0155966

Lender

Name	EAGLE CAPITAL LP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000155967
Date	Apr 8, 2022
Instrument	2022-0155967

Lender

Name	PRIVATE MONEY SOLUTIONS INC
Type	Non-Lending Institution
Address	EL CAJON, CA 92019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2022
Property Address	786 S ORANGE AVE, EL CAJON, CA 92020-5876
Document Number	0000155964
Map Reference	MAP 1166
Instrument Date	Apr 4, 2022
Instrument	2022-0155964
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	FIRST AMER TTL INS CO NCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11950 BREWSTER CT, SAN DIEGO, CA 92128-4317
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155967
Date	Apr 8, 2022
Instrument	2022-0155967

Lender

Name	PRIVATE MONEY SOLUTIONS INC
Type	Non-Lending Institution
Address	EL CAJON, CA 92019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 786 S Orange Ave was $22,830.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,697,932 (+2%) Land $955,087 Building $742,845
2025	$22,830.00	$1,664,640 Land $936,360 Building $728,280
2023	$24,936.00 (+87.97%)	$1,810,500 Land $918,000 Building $892,500
2022	$13,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 786 S Orange Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 786 S Orange Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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