738 S Orange Ave, Apt E, El Cajon, CA 92020 Property Records

San Diego County property record for 738 S Orange Ave, Apt E, El Cajon, CA 92020

Property Summary

Property Type	Multi-Family Dwellings
Details	20 bd · 16 ba · 1,824 sqft · built 1980
Lot Size	0.438 acres (19,084 sqft)
Owner	Company Name on Record
Last Sale	$3,200,000 (Dec 2021)
Tax Bill	$45,725 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`492-160-41-00`

Property Details

APN / Parcel Number

Primary APN	`492-160-41-00`

Interior

Bedrooms	20 Beds
Full Baths	16 Baths
Units	8 Units
Building Area	1,824 sqft Living Area
Gross Area	11,824 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Multi-Family
Lot Area	19,084 sqft (0.438 acres)

Location & Zoning

Street Address	738 S ORANGE AVE, E
City	EL CAJON
State	CA
Zip	92020-5855
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-2500
Legal Description	LOT 15 /EXC ST OP/ E 1/2 OF S 1/2 OF TR 001166
Legal Subdivision	STEVENS & HARTLEYS
Legal Tract	001166
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	15902

Owner

Source: San Diego County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	750 B ST, 3220, SAN DIEGO, CA 92101-8771
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Grant Deed, Transfer · Conventional Mortgage NEIGHBORHOOD NATIONAL BANK
Jan 28, 2022	Deed of Trust, Mortgage · Commercial Mortgage MECHANICS BANK
Dec 29, 2021	Grant Deed, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Jul 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage OPUS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	2021870010
Last Transfer Date	Jul 15, 2026
Transfer Doc	0000206006
Record Updated	Sep 20, 2026

July 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 17, 2026
Property Address	738 S ORANGE AVE, EL CAJON, CA 92020-5874
Document Number	0000206006
Instrument Date	Jul 15, 2026
Instrument	2026206006
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000206007,
Date	Jul 17, 2026
Instrument	2026206007

Lender

Name	NEIGHBORHOOD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2036

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 S ORANGE AVE APT E, E, EL CAJON, CA 92020-5855
Transaction Type	Mortgage
Record Updated	Feb 7, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BROADWAY 1700, 1700, SAN DIEGO, CA 92101-5378

Mortgage

Document Number	0000042913
Date	Jan 28, 2022
Instrument	2022-0042913

Lender

Name	MECHANICS BANK
Type	Bank
Address	SANTA MARIA, CA 93456

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2021
Property Address	738 S ORANGE AVE APT E, E, EL CAJON, CA 92020-5855
Document Number	0000870010
Map Reference	MAP 1166
Instrument Date	Dec 17, 2021
Instrument	2021-0870010
Transaction Type	Transfer
Record Updated	Jan 7, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	707 BROADWAY STE 1700, 1700, SAN DIEGO, CA 92101-5378

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	738 S ORANGE AVE APT E, E, EL CAJON, CA 92020-5855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312746
Date	Jul 31, 2018
Instrument	2018-0312746

Lender

Name	OPUS BANK
Type	Bank
Address	FULLERTON, CA 92832

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$3,463,780 (+2%) Land $1,190,674 Building $2,273,106
2025	$45,725.00 (-1.06%)	$3,395,864 (+4.04%) Land $1,167,328 Building $2,228,536
2024	$46,215.00 (+0.09%)
2023	$46,173.00 (-1.17%)	$3,264,000 Land $1,122,000 Building $2,142,000
2022	$46,718.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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