San Joaquin County property record for 786 Prosperity St, Mountain House, CA 95391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,624 sqft · built 2004 |
| Lot Size | 0.158 acres (6,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Dec 2008) |
| Tax Bill | $10,443 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 254-100-250-000 |
| Primary APN | 254-100-250-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,624 sqft Living Area |
| 1st Floor Area | 2,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,869 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 254-100-25 |
|---|---|
| Street Address | 786 PROSPERITY ST |
| City | TRACY |
| State | CA |
| Zip | 95391-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 51 |
| Legal Subdivision | MOUNTAIN HOUSE NEIGHBORHOOD F |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 5223 |
786 Prosperity St is owned and occupied by two individuals who acquired it in February 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 PROSPERITY ST, TRACY, CA 95391-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2008 · Amount on File |
| Deed Sale | Dec 3, 2008 · Amount on File |
| Prior Sale | Aug 18, 2004 · Amount on File |
| Deed Document Number | 2008186466 |
| Last Transfer Date | Feb 2, 2015 |
| Transfer Doc | 0000015372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 786 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 789 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113 |
| Document Number | 0000034797 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021-034797 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 786 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATL TTL STOCKTON |
| Name | Verified Name |
|---|
| Document Number | 0000032632 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 2020-032632 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 786 Prosperity St was $10,443 with a homeowner's exemption, up 20.4% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Mountain House City |
| Unified School District | Lammersville Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,443.00 (+20.45%) | ||
| 2025 | $8,670.00 Homeowner's exemption | $450,694 Land $135,208 Building $315,486 | |
| 2023 | $8,294.00 (+2.27%) Homeowner's exemption | $433,194 Land $129,958 Building $303,236 | $955,800 |
| 2022 | $8,110.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 786 Prosperity St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 786 Prosperity St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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