772 Prosperity St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 772 Prosperity St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,182 sqft · built 2004
Lot Size	0.185 acres (8,060 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Apr 2017)
Tax Bill	$13,375 (2026)
Deeds & Mortgages	Aug 2021 Mortgage May 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`254-100-260-000`

Property Details

APN / Parcel Number

Primary APN	`254-100-260-000`
Alternative APN	`254-100-26`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,182 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	8,060 sqft (0.185 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-100-26
Street Address	772 PROSPERITY ST
City	TRACY
State	CA
Zip	95391-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 52
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	52
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1002
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	772 PROSPERITY ST, TRACY, CA 95391-1113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 13, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BHUPINDER SINGH
Apr 6, 2017	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Apr 6, 2017	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2017 · Amount on Record
Deed Sale	Apr 6, 2017 · Amount on Record
Prior Sale	Aug 11, 2016 · Amount on Record
Deed Document Number	201739076
Prior Transfer Date	Apr 4, 2017
Prior Transfer Doc	0000039075
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113

Mortgage

Document Number	0000144428
Date	Aug 30, 2021
Instrument	2021-144428

Lender

Name	US BANK NA
Type	Bank
Address	TRACY, CA 95391

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 PROSPERITY ST, MTN HOUSE, CA 95391-1113

Mortgage

Document Number	0000048165
Date	May 13, 2019
Instrument	2019-048165

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 10, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113
Document Number	0000047765
Instrument Date	Apr 10, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	772 PROSPERITY ST MOUNTAIN HOUSE CA 953911113, MOUNTAIN HOUSE, CA 95391-1113

Mortgage

Document Number	0000047765
Date	Apr 28, 2017
Instrument	47765

Lender

Name	BHUPINDER SINGH
Address	1350 KNOLLS CREEK DR, DANVILLE, CA 94506-4809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2017
Property Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113
Document Number	0000039075
Instrument Date	Apr 4, 2017
Instrument	39075
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3012 COLLINGHAM CT MODESTO CA 953558679, MODESTO, CA 95355-8679

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 6, 2017
Property Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113
Document Number	0000039076
Map Reference	MAP37 PG50
Instrument Date	Apr 3, 2017
Instrument	2017-039076
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	772 PROSPERITY ST, MOUNTAIN HOUSE, CA 95391-1113

Mortgage

Document Number	0000039077
Date	Apr 6, 2017
Instrument	2017-039077

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,375.00 (+15.7%)
2025	$11,560.00 (+4.52%)	$678,936 (+4.04%) Land $237,917 Building $441,019
2023	$11,060.00 (+2.18%)	$652,574 Land $228,679 Building $423,895	$1,055,070
2022	$10,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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