Monterey County property record for 786 Oak St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 771 sqft · built 1952 |
| Lot Size | 0.134 acres (5,850 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $423,000 (Jun 2003) |
| Tax Bill | $7,120 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-124-020-000 |
| Primary APN | 001-124-020-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 771 sqft Living Area |
| 1st Floor Area | 771 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,850 sqft (0.134 acres) |
| Garage Area | 199 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Old Parcel Number | 001-124-020 |
|---|---|
| Street Address | 786 OAK ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-1212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HERRMANNS NEW MONTEREY LOT 16 BLK 22 |
| Legal Subdivision | HERRMANNS NEW MONTEREY |
| Legal Block | 22 |
| Legal Lot Number | 16 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12503 |
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 472 SINEX AVE, PACIFIC GROVE, CA 93950-4553 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2003 · Amount on Record |
| Deed Sale | Jun 17, 2003 · Amount on Record |
| Deed Document Number | 200369871 |
| Last Transfer Date | Mar 16, 2012 |
| Transfer Doc | 0000019763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Property Address | 786 OAK ST, MONTEREY, CA 93940-1212 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 472 SINEX AVE, PACIFIC GROVE, CA 93950-4553 |
| Document Number | 0000020704 |
|---|---|
| Date | Mar 22, 2021 |
| Instrument | 2021020704 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $624,899 (+2%) Land $472,741 Building $152,158 | |
| 2025 | $7,120.00 (+11.62%) Homeowner's exemption | $612,647 (+4.04%) Land $463,472 Building $149,175 |
| 2023 | $6,379.00 (+1.41%) Homeowner's exemption | $588,859 Land $445,476 Building $143,383 |
| 2022 | $6,290.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
May also be available: GeoLinks, Optimum, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures