775 Oak St, Monterey, CA 93940 Property Records

Monterey County property record for 775 Oak St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,608 sqft · built 2001
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$230,000 (Mar 1997)
Tax Bill	$6,129 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-129-003-000`

Property Details

APN / Parcel Number

Primary APN	`001-129-003-000`
Alternative APN	`001-129-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,608 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	001-129-003
Street Address	775 OAK ST
City	MONTEREY
State	CA
Zip	93940-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 10 & 12 BLK 2
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	2
Legal Lot Number	10,12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1005
Census Tract	12503

Owner

775 Oak St is owner-occupied and held in a trust since March 1997.

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	775 OAK ST, MONTEREY, CA 93940-1211
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 1997 · Amount on File
Deed Sale	Mar 21, 1997 · Amount on File
Prior Sale	Feb 24, 1994 · Amount on File
Deed Document Number	199716169
Deed Book / Page	3495 / 531
Prior Transfer Date	Feb 15, 1994
Prior Transfer Doc	0000014743
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	775 OAK ST, MONTEREY, CA 93940-1211
Transaction Type	Mortgage
Record Updated	Mar 8, 2022
Title Company	DORNA TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 OAK ST STY, MONTEREY, CA 93940-1211

Mortgage

Document Number	0000009174
Date	Feb 23, 2022
Instrument	2022009174

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	775 OAK ST, MONTEREY, CA 93940-1211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE CO OF CA ER SPL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007389
Date	Feb 8, 2017
Instrument	2017007389

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	775 OAK ST, MONTEREY, CA 93940-1211
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020798
Date	Apr 29, 2020
Instrument	2020020798

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 25, 2019
Property Address	775 OAK ST, MONTEREY, CA 93940-1211
Document Number	0000050270
Instrument Date	Sep 9, 2019
Instrument	50270
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	775 OAK ST MONTEREY CA 939401211, MONTEREY, CA 93940-1211

Tax Assessment & Valuation

The 2025 property tax bill for 775 Oak St was $6,129 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,696 (+2%) Land $215,947 Building $319,749
2025	$6,129.00 Homeowner's exemption	$525,193 Land $211,713 Building $313,480
2023	$5,487.00 (+1.42%) Homeowner's exemption	$504,801 Land $203,493 Building $301,308
2022	$5,410.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 775 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 775 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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