Utah County property record for 786 N 540 E, American Fork, UT 84003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,794 sqft · built 2014 |
| Lot Size | 0.269 acres (11,727 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Mar 2016) |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-882-0004 |
| Primary APN | 46-882-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,794 sqft Living Area |
| Gross Area | 5,498 sqft |
| 1st Floor Area | 2,794 sqft |
| Basement Area | 2,044 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | A-Frame |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,727 sqft (0.269 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 524 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 786 N 540 E |
|---|---|
| City | AMERICAN FORK |
| State | UT |
| Zip | 84003-5004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4, PLAT A, MARCYS ORCHARD SUB AREA 0.269 AC. |
| Legal Subdivision | MARCYS ORCHARD SUB |
| Legal Lot Number | 4 |
| Jurisdiction | UTAH UT |
| Township / Civil Division | AMERICAN FORK-PLEASANT GROVE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 10700 |
Source: Utah County records · APN 46-882-0004
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 786 N 540 E, AMERICAN FORK, UT 84003-5004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 25, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Sep 16, 2020 | Deed of Trust, Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 03, 2016 · Amount on Record |
| Deed Sale | Mar 03, 2016 · Amount on Record |
| Deed Document Number | 201618201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 786 N 540 E, AMERICAN FORK, UT 84003-5004 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Name | Verified Name |
|---|
| Document Number | 0000051027 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 51027:2022 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 786 N 540 E, AMERICAN FORK, UT 84003-5004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2021 |
| Title Company | US TITLE INSURANCE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000113040 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 113040:2021 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UTAH UT |
| Property Address | 786 N 540 E, AMERICAN FORK, UT 84003-5004 |
| Document Number | 0000143764 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2020 |
| Title Company | FIRST AMERICAN-OREM CTR STR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 786 N 540 E AMERICAN FORK UT 840035004, AMERICAN FORK, UT 84003-5004 |
| Document Number | 0000143764 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 143764 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 20, 2050 |
Source: Utah County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Utah |
| Municipality | American Fork City |
| County | Utah County |
| Unified School District | Alpine School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $445,610 (-42.06%) | $810,200 (+5.34%) Land $254,800 Building $555,400 | |
| 2025 | $3,695.00 | $769,100 (+62.26%) Land $254,800 Building $514,300 | $769,100 (-10.76%) Land $254,800 Building $514,300 |
| 2024 | $3,695.00 (-8.15%) | ||
| 2023 | $4,023.00 (+3.66%) | $473,990 | $861,800 Land $220,600 Building $641,200 |
| 2022 | $3,881.00 |
Source: FEMA National Flood Hazard Layer, Utah County (49049C), as of June 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 490490107001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Utah |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| LICT DSL | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Boston Omaha.
Based on FCC filings for 287 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system UTAH25008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AMERICAN FORK CITY serves 39,045 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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