786 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 786 Mosaic Cir, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,254 sqft · built 1990
Lot Size	0.104 acres (4,519 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Aug 2019)
Tax Bill	$7,884 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161-691-15-00`

Property Details

APN / Parcel Number

Primary APN	`161-691-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,254 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	4,519 sqft (0.104 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	786 MOSAIC CIR
City	OCEANSIDE
State	CA
Zip	92057-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 TR 012337
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012337
Legal Block	1
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18525

Owner

Source: San Diego County records · APN 161-691-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Dec 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 22, 2019	Grant Deed, Transfer TICOR TITLE-SAN DIEGO
Dec 12, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 13, 2018	Grant Deed, Transfer · Conventional with PMI ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2019 · Amount on Record
Deed Sale	Aug 22, 2019 · Amount on Record
Prior Sale	Dec 12, 2018 · Amount on Record
Deed Document Number	2019357718
Last Transfer Date	Nov 23, 2021
Transfer Doc	0000858299
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000858298
Map Reference	MAP 12337
Instrument Date	Nov 23, 2021
Instrument	2021-0858298
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 21, 2021
Property Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000858299
Map Reference	MAP 12337
Instrument Date	Nov 23, 2021
Instrument	2021-0858299
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205

Mortgage

Document Number	0000858300
Date	Dec 21, 2021
Instrument	2021-0858300

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2037

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2019
Property Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000357718
Instrument Date	Jul 24, 2019
Instrument	357718
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	TICOR TITLE-SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$698.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	786 MOSAIC CIR OCEANSIDE CA 920576205, OCEANSIDE, CA 92057-6205

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2018
Property Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000510435
Map Reference	MAP 12337
Instrument Date	Nov 30, 2018
Instrument	2018-0510435
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205

Mortgage

Document Number	0000510436
Date	Dec 12, 2018
Instrument	2018-0510436

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2018
Property Address	786 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000329753
Instrument Date	Aug 02, 2018
Instrument	329753
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$522.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	450 NEWPORT CENTER DR #200 NEWPORT BEACH CA 926607655, 200, NEWPORT BEACH, CA 92660-7655

Mortgage

Document Number	329754
Date	Aug 13, 2018
Instrument	329754

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$708,348 (+2%) Land $348,367 Building $359,981
2025	$7,884.00 (+8.67%)	$694,460 (+4.04%) Land $341,537 Building $352,923
2023	$7,255.00 (+0.25%)	$667,495 Land $328,276 Building $339,219
2022	$7,237.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185251, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 543 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Fiber	2,000 / 2,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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