778 Mosaic Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 778 Mosaic Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,957 sqft · built 1990
Lot Size	0.127 acres (5,511 sqft)
Owner	2 Company Names on Record
Last Sale	$935,000 (Dec 2023)
Tax Bill	$10,812 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jun 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`161-691-13-00`

Property Details

APN / Parcel Number

Primary APN	`161-691-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,957 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,511 sqft (0.127 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	778 MOSAIC CIR
City	OCEANSIDE
State	CA
Zip	92057-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 37 TR 012337
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012337
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1012
Census Tract	18525

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	778 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2023	Grant Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Jun 16, 2023	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	Jun 16, 2023 · Amount on Record
Deed Document Number	2023341425
Record Updated	Sep 20, 2026

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2023
Property Address	778 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000341425
Map Reference	MAP 12337
Instrument Date	Dec 5, 2023
Instrument	2023-0341425
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	778 MOSAIC CIR, OCEANSIDE, CA 92057-6205

Mortgage

Document Number	0000341426
Date	Dec 12, 2023
Instrument	2023-0341426

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2023
Property Address	778 MOSAIC CIR, OCEANSIDE, CA 92057-6205
Document Number	0000158641
Map Reference	MAP 12337
Instrument Date	Jun 13, 2023
Instrument	2023-0158641
Transaction Type	Foreclosure
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD, REDONDO BEACH, CA 90278-1226
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$972,773 (+2%) Land $680,941 Building $291,832
2025	$10,812.00 (+163.07%)	$953,700 (+148.55%) Land $667,590 Building $286,110
2023	$4,110.00 (+0.29%) Homeowner's exemption	$383,700 (+2%) Land $141,450 Building $242,250
2022	$4,098.00 Homeowner's exemption	$376,177 Land $138,677 Building $237,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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